Variable Life Insurance Performance

Please read the important disclosures at the bottom of the page.

These products and all of their features, benefits, and riders may not be available for sale in all states. Contact a financial professional for more information about these and other products.

You should consider our variable products and their underlying funds' investment objectives, risks, charges, and expenses carefully before investing. The policies' prospectuses and the underlying funds' prospectuses contain this and other important information. You can view/download the prospectuses from this site. You should read them carefully before purchasing a contract.  

It is possible to lose money by investing in securities.

If you currently own one of our variable life insurance products you can sign up today for e-delivery of your variable life insurance prospectus.

 

Products Currently Available for Sale

PruLife^® Custom Premier II – For contracts issued on or after May 6, 2019, in most states:

PruLife Custom Premier II (policy form: ICC18 VUL-2018 or VUL-2018, which may be followed by a state code) is a flexible premium variable universal life contract. It offers the ability to accumulate non-guaranteed cash value through a variety of investment options, including a money market and fixed rate option.

 

VUL Protector^® – For contracts issued on or after May 10, 2021, in most states:

VUL Protector (ICC21-VULPR or VULPR-2021) is a flexible premium variable universal life contract. It offers the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed rate option.

 

PruLife^® SVUL Protector^® – For contracts issued on or after August 16, 2021, in most states:

PruLife SVUL Protector (ICC21-SVULPR or SVULPR-2021) is a last survivor flexible premium variable universal life policy. It insures two people and offers flexible premiums and the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed-rate option.

 

 

Products No Longer for Sale

 

PruLife^® SVUL Protector^® – For contracts issued on or after July 20, 2020, in most states:

PruLife SVUL Protector (ICC20 SVULPR-2020 or SVULPR-2020) is a last survivor flexible premium variable universal life policy. It insures two people and offers flexible premiums and the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed-rate option.

 

VUL Protector^® – For contracts issued on or after September 24, 2018, in most states:

VUL Protector (ICC18 VULPR-2018 or VULPR-2018 or VULPR-2018-NYA in NY issued on or after October 29, 2018), is a flexible premium variable universal life contract. It offers the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed rate option.

 

PruLife^® Custom Premier II (5/2004 – 5/2019)

PruLife Custom Premier II is a variable universal life contract. It offers flexible premiums and the ability to accumulate non-guaranteed cash value through a variety of investment options, including a money market option and a fixed rate option. It is issued by Pruco Life Insurance Company in all states except New York, where it is issued by Pruco Life Insurance Company of New Jersey. The policy form number is VUL-2004, VUL-2005, VUL-2008, VUL-2013 (VULU-2004, VULU-2005, VULU-2008, or VULU-2013 in Montana), VUL-2014 or ICC14 VUL-2014, or VUL-2015 or ICC15 VUL-2015 and may be followed by a state code.

In most states, PruLife Custom Premier II (2015) was issued 5/2015 – 5/2019, PruLife Custom Premier II (2014) was issued 9/2014 – 5/2015, and PruLife Custom Premier II was issued 5/2004 – 9/2014.

PruLife Custom Premier II (2015)

 

PruLife Custom Premier II (2014)

 

PruLife Custom Premier II

 

VUL Protector^® – (7/2009 – 9/2018)

VUL Protector is a variable universal life contract. It offers flexible premiums and the ability to accumulate non-guaranteed cash value through a selection of predominantly asset allocation portfolios including a money market option and a fixed rate option. It is issued by Pruco Life Insurance Company in all states except New York, where it is issued by Pruco Life Insurance Company of New Jersey. The policy form number is VULNT-2009, VULNLG-2014, ICC14 VULNLG-2014, VULNLG-2015, or ICC15 VULNLG-2015 and may be followed by a state code.

In most states, VUL Protector (2015) was issued 5/2015 – 9/2018, VUL Protector (2014) was issued 5/2014 – 5/2015, and VUL Protector was issued 7/2009 – 5/2014.

 

VUL Protector (2015)

 

VUL Protector (2014)

 

VUL Protector

 

PruSelect^SM  III – (9/1999 – 10/2008)

PruSelect III is a flexible premium variable universal life contract designed for the executive benefits market and was generally sold on a multiple life basis where insureds shared a common employment or business relationship. It was issued by Pruco Life Insurance Company or by Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of the first page of your contract, is CVUL-1999 (CVULU-1999 in Montana) and may be followed by a state code. Electronic prospectus delivery is not available on this product.

 

PruLife^® SVUL Protector^® – 6/2017 – 7/2020:

PruLife SVUL Protector (ICC17 SVUNLG-2017 or SVUNLG-2017) is a last survivor flexible premium variable universal life policy. It insures two people and offers flexible premiums and the ability to accumulate non-guaranteed cash value through a selection of investment options including asset allocation portfolios, a money market option, and a fixed-rate option.

 

Survivorship Variable Universal Life (SVULII) – (5/2000 – 9/2007)

Survivorship Variable Universal Life is a flexible premium variable survivorship universal life contract that provides life insurance coverage on two insureds with a death benefit payable on the death of the second insured. It was issued by Pruco Life Insurance Company or Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of the first page of your contract, is SVUL-2000 (SVULU-2000 in Montana) and may be followed by a state code.

 

PruLife^® Custom Premier – (3/2001 – 8/2006)

PruLife Custom Premier is a flexible premium variable universal life contract. It was issued by Pruco Life Insurance Company or Pruco Life Insurance Company of New Jersey (in NY and NJ). The base policy form number, located in the lower left-hand corner of the first page of your contract, is VUL-2000 (VULU-2000 in Montana) and may be followed by a state code.

 

Variable Universal Life (VUL) – (1/1997 – 12/2001)

VUL is a flexible premium variable universal life contract. It was issued by Pruco Life Insurance Company and The Prudential Insurance Company of America (for NY only). The base policy form number, located in the lower left-hand corner of the first page of your contract, is VUL-97 (VULU-97 in Montana) and may be followed by a state code.

 

Prudential Variable Appreciable Life^® (VAL 60) – (9/1988 – 11/2001)

VAL is a flexible premium variable life contract. It was issued by The Prudential Insurance Company of America. VAL 60 had a face amount that was greater than or equal to $100,000. The policy number, located in the upper right-hand corner of your contract, generally begins with a 9 or 7, versus a letter for Pruco Life Variable Appreciable Life. The form number, located in the lower left-hand corner of the first page of your contract, is either VALA-88 or VALB-88 (in New Jersey, VALA-97 or VALB-97 may be used) and may be followed by a state code.

 

Prudential Variable Appreciable Life^® (VAL 90) – (9/1988 – 11/2001)

VAL is a flexible premium variable life contract. It was issued by The Prudential Insurance Company of America. VAL 90 had a face amount less than $100,000. The policy number, located in the upper right-hand corner of your contract, generally begins with a 9 or 7, versus a letter for Pruco Life Variable Appreciable Life. The form number, located in the lower left-hand corner of the first page of your contract, is either VALA-88 or VALB-88 (in New Jersey, VALA-97 or VALB-97 may be used) and may be followed by a state code.

 

Prudential Survivorship Preferred^® Variable Universal Life (SVUL) – (1/1996 – 9/2001)

Survivorship Preferred is a flexible premium variable survivorship universal life contract that provides life insurance coverage on two insureds with a death benefit payable on the death of the second insured. It was issued by The Prudential Insurance Company of America. The form number, located in the lower left-hand corner of the first page of your contract, is SVUL-95 (SVULU-95A in Montana) and may be followed by a state code.

 

Variable Appreciable Life^® – (2/1985 – 5/1992)

VAL is a flexible premium variable life contract. It was issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in NY and NJ). The policy number, located in the upper right-hand corner of your contract, begins with an R or Q, versus a number for Prudential Variable Appreciable Life^®. The form number, located in the lower left-hand corner of the first page of your contract, can be one of the following: VALA-84, VALA-86, VALB-84, or VALB-86 and may be followed by a state code.

 

PRUvider Variable Appreciable Life – (11/1992 – 5/1999)

PRUvider is a level premium variable whole life contract with premium flexibility. It had a minimum face amount of $10,000 for ages 0 – 21 and $5,000 for ages 22 and older, and a maximum face amount of $25,000. It was issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of your contract, is VAL-DR-105 and may be followed by a state code.

 

Custom VAL – (2/1989 – 12/1992)

Custom VAL is a flexible premium variable life contract. It was issued by The Prudential Life Insurance Company of America. The Custom VAL product had an initial face amount of insurance of $200,000 or more and had a schedule of increasing premiums instead of a schedule of premiums that stayed the same or “level.” The form number, located in the lower left-hand corner of your contract, is either VALA-88 or VALB-88 (in New Jersey, VALA-97 or VALB-97 may be used) and may be followed by a state code.

 

Variable Life Insurance (VLI) – (6/1983 – 12/1991)

VLI is a variable whole life contract that had a minimum face amount of $25,000. It was issued by Pruco Life Insurance Company and Pruco Life Insurance Company of New Jersey (in NY and NJ). The form number, located in the lower left-hand corner of your contract, is VL-83 and may be followed by a state code.

 

PruSelect^SM I – (9/1989 – 12/1991)

Pruselect^SM I was a flexible premium variable universal life contract designed for the executive benefits market and was generally sold on a multiple life basis where insureds shared a common employment or business relationship. It was issued by Pruco Life Insurance Company. The form number, located in the lower left-hand corner of your contract, is CVUL-89 and may be followed by a state code. Electronic prospectus delivery is not available on this product.

 

PruSelect^SM II – (5/1991 – 4/2002)

PruSelect^SM II was a flexible premium variable universal life contract designed for the executive benefits market and was generally sold on a multiple life basis where insureds shared a common employment or business relationship. It was issued by Pruco Life Insurance Company. The form number, located in the lower left-hand corner of your contract, is VUL-A-104 or VUL-B-104 and may be followed by a state code. Electronic prospectus delivery is not available on this product.