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Risk Transfer It Pays to Be Prepared

Volatile markets often bring opportunity, so it pays to be prepared. Our creative risk transfer solutions help drive better financial wellness outcomes for individuals and help organizations perform their best.

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Resilient risk transfer market sets the stage for a successful new year

After conducting research on the methods that various analysts employ to account for pensions across operating, leverage, and earnings metrics, the asymmetric risk of a pension plan is evident: The cash flow risks of the plan impact the entire company, while potential upside is trapped within the pension plan itself.

Prudential enters funded reinsurance business

Prudential expands its global reinsurance business with a new offering driven by explosive growth in the U.K. pension market.

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A proven partner

Since 1928, Prudential has been an industry leader and pioneer in providing pension plan services to sponsors and participants. We continue to expand our risk transfer capabilities to accommodate the needs of our clients.

Financial wellness is important for retirees

Explore how Prudential is supporting pension risk transfer annuitants on their journey toward financial wellness.

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Contact us

Active retirees/participants

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Phone 877-778-2100

General inquiries

risktransfer@prudential.com

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Footnote

Prudential's Traditional Buy-out is a group annuity contract issued by The Prudential Insurance Company of America (PICA), Newark, NJ. Amounts contributed are deposited in PICA's general account. Any payment obligations or guarantees are contingent on the claims-paying ability of PICA.

Prudential's Portfolio Protected Buy-out is a group annuity contract issued by PICA. Amounts contributed to the contract are deposited in a separate account established by PICA. Payment obligations specified in the group annuity contract are insurance claims supported by the assets in the separate account and, if such assets are not sufficient, by the full faith and credit of PICA.

Prudential's Portfolio Protected Buy-in is a group annuity contract issued by PICA. Amounts contributed to the contract are deposited in a separate account established by PICA. Payment obligations specified in the group annuity contract are insurance claims supported by the assets in the separate account and, if such assets are not sufficient, by the full faith and credit of PICA.

Prudential's Retiree Medical Buy-in is a retiree stop loss contract issued by PICA. Amounts contributed are deposited in PICA's general account. Any payment obligations or guarantees are contingent on the claims-paying ability of PICA.

Prudential and its affiliates are each solely responsible for their own contractual and financial obligations. All guarantees are subject to the claims-paying ability of the issuing insurer.

Products not available in all states.

Reinsurance products are issued by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT, or The Prudential Insurance Company of America (PICA), Newark, NJ. Both are wholly owned subsidiaries of Prudential Financial, Inc. (PFI) and neither of them nor PFI have any affiliation with Prudential plc of the United Kingdom. Each company is solely responsible for its financial condition and contractual obligations. Neither PRIAC nor PICA are authorized or regulated by the U.K. Prudential Regulation Authority or regulated by the Financial Conduct Authority, nor do they offer insurance or reinsurance in the United Kingdom. Neither PRIAC nor PICA are authorized or regulated by the Office of Superintendent of Financial Institutions for Canada or by the Financial Services Commission of Ontario. Neither PRIAC nor PICA are authorized or regulated by supervisory authorities in the European Economic Area (EEA). PRIAC and PICA provide insurance products for U.S. pension plans and off-shore reinsurance to companies that have acquired U.K. pension risk through transactions with U.K. plan sponsors.

Securities products are offered by registered representatives of Prudential Investment Management Services, LLC (PIMS), Newark, NJ.

© 2021 Prudential Financial, Inc. and its related entities. Prudential, Prudential Retirement, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. (PFI) and its related entities, registered in many jurisdictions worldwide. Prudential Retirement is a PFI business.

PRIAC, PICA and PIMS are Prudential Financial companies.

CA Certificate of Authority (PICA) For Compliance Use Only #1179 and CA Certificate of Authority (PRIAC) For Compliance Use Only #08003

 

For comploance use only: 1033823-00003-00

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