Annuities Create a more secure retirement with protected income from an Annuity
Retirement should be a time filled with adventure, discovery, and fun. But there are many things to consider, including how you’ll create protected lifetime income.
Learn more about how an annuity can help make your transition into retirement a smooth one, with information and tools to get you started.
Annuities are issued by Pruco Life Insurance Company, Pruco Life Insurance Company of New Jersey (in NY) and Prudential Annuities Life Assurance Corporation (except NY).
Investment and Insurance Products:
Not FDIC insured | Not Insured by FDIC or any federal government agency
Not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates
All references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options.
Investors should consider the features of the contract, index strategies and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.
A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges.
A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. It offers a level of protection for your money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. With an FIA, your money is not actually invested in any index, but rather may earn interest based on the index's performance. There is typically an upper limit, known as a "cap," on the amount of potential interest credited in a given period, as well as a "floor" that offers downside protection. For complete information about the annuity, please refer to the PDF opens in a new window which is also available from your financial professional. Important Information Disclosure Statement
A ﬁxed annuity is a ﬁnancial tool that provides a guaranteed rate of return on the principal amount for a speciﬁed period. Withdrawals from a ﬁxed annuity may be subject to surrender charges and/or Market Value Adjustment. For complete information, please refer to the PDF opens in a new window which is also available from your ﬁnancial professional. Important Disclosure Statement
Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details.
Prudential Annuities and its distributors do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.
Annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation (except in NY) located in Shelton, CT. (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.
Issued on contracts under Prudential Annuities Life Assurance Company
Issued on Contracts RILA/IND(11/19) (or state variation thereof) - In Idaho
Issued on Contract RILA/IND(11/19)-ID
Issued on Rider RID-RILA-ROP(11/19) (or state variation thereof)
Issued on Endorsements END-RILA-P2P(9/20), END-RILA-TPAR(9/20) and END-RILA-SRP(9/20) (or state variation thereof)
Issued on contracts under Prudential Life Insurance Company
Issues on Contract P-RILA/IND(10/21), issued in ID P-RILA/IND(10/21)-ID
Issued on Rider: P-RID-RILA-ROP(10/21) (or state variation thereof)
Issued on Endorsements: P-END-RILA-MRS(10/21), P-END-RILA-P2P(10/21), P-END-RILA-TPAR(10/21), P-END-RILA-SRP(10/21) and P-END-PL(12/21) (or state variation thereof)