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Annuities Create a more secure retirement with protected income from an Annuity

Retirement should be a time filled with adventure, discovery, and fun. But there are many things to consider, including how you’ll create protected lifetime income.

Learn more about how an annuity can help make your transition into retirement a smooth one, with information and tools to get you started.

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Prudential Announces the Sale of a Piece of Our Legacy Variable Annuity Block

Our commitment to offering new protected outcome solutions continues.

Learn More 

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Don't Forget to Cast Your Vote

In light of public health concerns regarding the coronavirus pandemic and to support the well-being of our shareholders and communities, the special shareholder meetings referenced below will be conducted solely by means of remote communication. Shareholders will not be able to attend shareholder meetings in person. Any shareholder wishing to participate in a Meeting by means of remote communication can do so by registering using the relevant Virtual Meeting Information links below.

Shareholder Meeting Details:
January 5, 2022

  • AST BlackRock Low Duration Bond Portfolio – Acquiring fund AST Western Asset Core Plus Bond Portfolio
    Starting at 9:30 a.m. ET Virtual Meeting Information
  • AST BlackRock/Loomis Sayles Bond Portfolio - Acquiring fund AST Western Asset Core Plus Bond Portfolio
    Starting at 9:45 a.m. ET Virtual Meeting Information
  • AST Prudential Core Bond Portfolio - Acquiring fund AST Western Asset Core Plus Bond Portfolio
    Starting at 10:00 a.m. ET Virtual Meeting Information
  • AST MFS Large-Cap Value Portfolio – Acquiring fund AST Hotchkis & Wiley Large-Cap Value Portfolio
    Starting at 10:15 a.m. ET Virtual Meeting Information
  • AST T. Rowe Price Large-Cap Value Portfolio - Acquiring fund AST Hotchkis & Wiley Large-Cap Value Portfolio
    Starting at 10:30 a.m. ET Virtual Meeting Information
  • AST BlackRock Corporate Bond Portfolio - Acquiring fund PSF PGIM Total Return Bond Portfolio
    Starting at 11:00 a.m. ET Virtual Meeting Information
  • AST PIMCO Corporate Bond Portfolio - Acquiring fund PSF PGIM Total Return Bond Portfolio
    Starting at 11:15 a.m. ET Virtual Meeting Information
  • AST Prudential Corporate Bond Portfolio - Acquiring fund PSF PGIM Total Return Bond Portfolio
    Starting at 11:30 a.m. ET Virtual Meeting Information
  • AST T. Rowe Price Corporate Bond Portfolio - Acquiring fund PSF PGIM Total Return Bond Portfolio
    Starting at 11:45 a.m. ET Virtual Meeting Information
  • AST Western Asset Corporate Bond Portfolio - Acquiring fund PSF PGIM Total Return Bond Portfolio
    Starting at 12:00 p.m. ET Virtual Meeting Information

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What Is an Annuity?

What exactly is an annuity? How do annuities work? How do annuities create protected lifetime income?

 Learn more about annuities

Envisioning Your Retirement

Retirement can be a new beginning for you. Make the most of it.

 Explore possibilities of retirement

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FlexGuard is issued by either the Prudential Annuities Life Assurance Corporation (except NY) or Pruco Life Insurance Company.

FlexGuard and all of its features may not be available in all states or through all broker-dealers. 
*Per Secure Retirement Institute's annuity sales data, FlexGuard is the most successful IVA launch in its first three quarters.

Not available in New York or Oregon.

We’re on a roll! Announcing Another Round of Enhancements to Prudential's FlexGuard indexed variable annuity

FlexGuard® is the most successful launch in indexed variable annuity history!* And we aren't done yet! We are excited to announce additional index options available with the index crediting strategies.

Learn more about FlexGuard and how it works 

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Annuity Products

Discover how different types of annuities can be an important part of your financial planning and if one might be right for your retirement income needs and goals:

  • A variable annuity can provide guaranteed income and investment flexibility
  • An indexed variable annuity can be customized based on unique needs and circumstances
  • A fixed indexed annuity can offer protection from market loss and opportunities for growth
  • A fixed annuity with a guaranteed lifetime withdrawal benefit can provide protected lifetime income and guaranteed growth without exposure to market risks and principal protection
 Learn about our annuities

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Register for a New Account

See your account information online at any time.

 Register now  for a new account

Prices and Performance

View the short-term and long-term performance of your annuity investments.

 See Performance

Quick Links

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Working with a Financial Professional

Almost 70% of boomers who work with advisors have positive feelings about retirement.1 A financial professional can help you with everything from the ins and outs of Social Security to financial strategies for successfully funding a retirement that can last 30 years or more.

Don’t go it alone. Find out how a financial professional can help.

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  • 1 Insured Retirement Institute (IRI): Boomer Expectations for Retirement 2019: Ninth Annual Report on the Retirement Preparedness of the Boomer Generation

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Disclosures

Investment and Insurance Products:
Not FDIC insured   |   Not Insured by FDIC or any federal government agency
Not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates

All references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options.

Investors should consider the features of the contract, index strategies and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges.

A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. It offers a level of protection for your money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. With an FIA, your money is not actually invested in any index, but rather may earn interest based on the index's performance. There is typically an upper limit, known as a "cap," on the amount of potential interest credited in a given period, as well as a "floor" that offers downside protection. For complete information about the annuity, please refer to the Important Information Disclosure Statement PDF opens in a new window which is also available from your financial professional.

A fixed annuity is a financial tool that provides a guaranteed rate of return on the principal amount for a specified period. Withdrawals from a fixed annuity may be subject to surrender charges and/or Market Value Adjustment. For complete information, please refer to the Important Disclosure Statement PDF opens in a new window which is also available from your financial professional.

Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

Prudential Annuities and its distributors do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.

Annuities are issued by Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation ​(except in NY) located in Shelton, CT. (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. [All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.] Prudential Annuities is a business of Prudential Financial, Inc.​​

Issued on contracts under Prudential Annuities Life Assurance Company
Issued on Contracts RILA/IND(11/19) (or state variation thereof) - In Idaho
Issued on Contract RILA/IND(11/19)-ID
Issued on Rider RID-RILA-ROP(11/19) (or state variation thereof)
Issued on Endorsements END-RILA-P2P(9/20), END-RILA-TPAR(9/20) and END-RILA-SRP(9/20) (or state variation thereof)

Issued on contracts under Prudential Life Insurance Company
Issues on Contract P-RILA/IND(10/21), issued in ID P-RILA/IND(10/21)-ID
Issued on Rider: P-RID-RILA-ROP(10/21) (or state variation thereof)
Issued on Endorsements: P-END-RILA-MRS(10/21),P-END-RILA-P2P(10/21),P-END-RILA-TPAR(10/21) and P-END-RILA-SRP(10/21)(or state variation thereof)​

For Compliance Use Only:

1001384-19

1001384-00021-00

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