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Annuities Create a more secure retirement with protected income from an Annuity

Retirement should be a time filled with adventure, discovery and fun. But there are many things to consider, including how you’ll create protected lifetime income.

Learn more about how an annuity can help make your transition into retirement a smooth one, with information and tools to get you started.

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Due to COVID-19's impact on the mailing capabilities of one of our vendors, the mailing of the annual update of the prospectuses for our annuity products and underlying fund investment options and related supplements to current contract owners will be delayed. The Securities and Exchange Commission has provided insurance companies and funds with relief in connection with delays related to COVID-19, and we are relying on that relief. Our vendor will mail the prospectuses as soon as practicable, and we expect the mailing to be completed no later than June 15. Electronic versions of the current prospectuses can be found here.

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What Is an Annuity?

What exactly is an annuity? How do annuities work? How do annuities create protected lifetime income?

Learn more about annuities  

Envisioning Your Retirement

Retirement can be a new beginning for you. Make the most of it.

Explore possibilities of retirement  

The Need for Protected Income

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How will you protect your income for a retirement that could last 30 years or more?

Find out about retirement income  

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Prudential FlexGuard℠ indexed variable annuity A Retirement Strategy as Individual as You Are

FlexGuard is a retirement product that you and your financial professional can customize based on your unique needs. Unlike some annuities which offer little choice, FlexGuard offers you the opportunity to select from many options: it's like building your own annuity.

See how it works  

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Are You Prepared for Market Volatility?

The closer you are to retirement, the less time you will have to recover from a market downturn. There has never been a better time to talk to your financial professional about adding protected lifetime income to your retirement plan.

Learn how an annuity can help protect you against market volatility  Learn how an annuity can help protect you against market volatility

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Annuity Products

Discover how different types of annuities can be an important part of your financial planning and if one might be right for your retirement income needs and goals:

  • A variable annuity can provide guaranteed income and investment flexibility
  • A variable annuity with an optional benefit can offer enhanced guarantees and benefits for an additional fee
  • A fixed indexed annuity can offer protection from market loss and opportunities for growth
  • A fixed annuity with a guaranteed lifetime withdrawal benefit can provide protected lifetime income and guaranteed growth without exposure to market risks and principal protection
Learn about our annuities  

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Register for a New Account

See your account information online at any time.

Register now  for a new account

Prices and Performance

View the short-term and long-term performance of your annuity investments.

See Performance  

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Working with a Financial Professional

85% of of Boomers say they are better prepared for retirement because of the work their financial professional provides.1 A financial professional can help you with everything from the ins and outs of Social Security to financial strategies for successfully funding a retirement that can last 30 years or more.

Don’t go it alone. Find out how a financial professional can help.

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  • 1 Insured Retirement Institute (IRI): Boomer Expectations for Retirement 2017: Seventh Annual Report on the Retirement Preparedness of the Boomer Generation

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All references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options.

Investors should consider the features of the contract, index strategies and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.

A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges.

A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. It offers a level of protection for your money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. With a FIA, your money is not actually invested in any index, but rather may earn interest based on the index's performance. There is typically an upper limit, known as a "cap," on the amount of potential interest credited in a given period, as well as a "floor" that offers downside protection. For complete information about the annuity, please refer to the Important Information Disclosure Statement PDF opens in a new window which is also available from your financial professional.

A fixed annuity is a financial tool that provides a guaranteed rate of return on the principal amount for a specified period. Withdrawals from a fixed annuity may be subject to surrender charges and/or Market Value Adjustment. For complete information, please refer to the Important Disclosure Statement PDF opens in a new window which is also available from your financial professional.

Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. Your licensed financial professional can provide you with complete details.

Prudential Annuities and its distributors do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.

Annuities are issued by Pruco Life Insurance Company, located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation located in Shelton, CT. (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.

Issued on Contracts RILA/IND(11/19) or state variation thereof

1001384

1001384-00011-00

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