Investment advisory products and services are made available through PCS, an SEC-registered investment adviser.
PCS is not a licensed insurance agency or broker. Life insurance and annuities are issued by The Prudential Insurance Company of America (sometimes referred to as “PICA”), Pruco Life Insurance Company (except in New York, issued by Pruco Life Insurance Company of New Jersey), Newark, NJ (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT and sold by registered representatives of Pruco Securities, LLC (sometimes referred to as “Pruco”), member FINRA, SIPC. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.
Financial planning is offered through Pruco Securities, LLC, doing business as Prudential Financial Planning Services, pursuant to a separate client agreement.
Certain securities products and services are offered through: Pruco Securities, LLC and Prudential Investment Management Services, LLC, both members SIPC Opens in a new window window and located in Newark, NJ, or Prudential Annuities Distributors, Inc., located in Shelton, CT.
Prudential LINK financial representatives currently offer only insurance products issued by PICA and its affiliates (“Prudential companies”). It is generally more profitable to Prudential if you purchase insurance products that are issued by a Prudential company than a non-Prudential company.
Prudential LINK financial representatives are licensed insurance agents and appointed to represent The Prudential Insurance Company of America and its affiliated insurers and are registered representatives of Pruco.
Interaction with PCS will generally be limited to the Prudential LINK web-based interface. PCS clients do not have an individual portfolio manager assigned to their account. PCS, through its Investment Committee, selects portfolio holdings and determines the program’s rebalancing methodology.
Certain operational and technology platform services are provided by Envestnet Financial Technologies, Inc. (“Envestnet”). Custody, clearing and execution services are provided by Apex Clearing Corporation (“Apex”), member FINRA, SIPC. Envestnet and Apex are not affiliated with PICA or any of its affiliates.
The results generated by PICA’s life insurance estimator tools are based upon certain assumptions regarding interest rates and rates of inflation, among other relevant factors. They are hypothetical and for illustrative purposes only, may vary over time, and may not necessarily reflect your actual situation or needs. Results derived from PICA’s life insurance estimator tools also may vary depending on the tool being utilized, assumptions and information provided, should not be interpreted as a recommendation or as fiduciary advice by PICA, PCS or any of their affiliates and are not an offer to sell life insurance.
Entry of your information, use of the tools and any results derived from the tools do not guarantee your eligibility for any type or amount of life insurance. PICA does not guarantee the accuracy of any calculation-results scenarios. In applying the information provided on this website, you should consider your other assets, income and investments such as the equity in your home, Social Security benefits, savings accounts and other plans that may provide protection to your loved ones in the event of your death. Before purchasing a life insurance policy, you should be sure to confirm with a licensed insurance agent or financial representative that the information provided by the tools is consistent with your specific insurance needs and your current situation.
This website contains some content provided by companies that are not affiliated with PICA or any of its affiliates (“Third Party Content”). Such Third Party Content is prominently and clearly identified and may include general information and education commentary, interactive tools and data concerning financial markets or other subjects. Third Party Content providers include, but are not limited to, The Wedding Report, Petersons, and Zillow.
Pruco Life Insurance Company, an Arizona company - California COA # 3637. The Prudential Insurance Company of America - California COA # 1179. Prudential Retirement Insurance and Annuity Company - California COA # 08003. The Prudential Life Insurance Company of America Newark, NJ.