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Put your old 401(k) in the right place.

 

If you’ve moved on from an old job, don’t forget about your old 401(k). We make it simple to consider all your options—including rolling over to a Prudential IRA.

Need help? Call to 1-844-703-1226

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Explore your options

Could be good if:

  • You’re interested in a variety of investment options
  • You’d like to make annual contributions
  • You’re looking for continued tax-deferred growth potential

Keep in mind:

  • You may pay annual fees for your IRA
  • You’ll need to be at least 59½ to withdraw your money penalty-free
  • At age 70½, minimum distributions are required from rollover and traditional IRAs

Could be good if:

  • You’re happy with your current retirement account
  • Your plan offers better pricing
  • You want your retirement savings to continue growing tax-deferred
  • You left your former employer after age 55 and would like to make tax penalty-free withdrawals

Keep in mind:

  • You can’t contribute to a former employer’s plan
  • You won’t be able to borrow from your former plan’s assets
  • Your investment options may feel limiting
  • Minimum distributions are required at age 70½

Could be good if:

  • The new plan offers lower-cost investments
  • The new plan may allow you to take a loan from your rollover assets
  • You’re looking for continued tax-deferred growth potential
  • The new plan allows tax penalty-free withdrawals for anyone over the age of 55

Keep in mind:

  • Your investment options may feel limiting
  • Your new employer’s plan may have higher costs
  • There could be a waiting period to consolidate accounts
  • Your plan may not allow loans or loans from rollover assets

Could be good if:

  • You need cash now

Keep in mind:

  • A mandatory 20% federal tax withholding will apply
  • You may have to pay a 10% tax penalty for early withdrawals
  • Your savings will no longer grow tax-deferred and your long-term savings may be significantly impacted

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If you’re thinking of a rollover, think of Prudential.

We have a variety of ways to keep your retirement on track. So, let’s get started.

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A One-on-one Phone Consultation Get the facts from a financial advisor

You have a wide range of Prudential IRAs to choose from. But which option is right for you? Just call us to discuss your needs, goals, and investment options.

Call Call to1-844-703-1226

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An Online Rollover Let our professionals do the work

A Prudential Managed Account may be just the IRA you’re looking for—monitored and rebalanced to help you achieve your goals. We do the work, so you don’t have to.

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A Financial Professional Near You Personalize your investment strategy

We can meet with you to put together a comprehensive, customized financial strategy–right where you live. From saving for retirement to protecting your family, you’ll be planning for the future.

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A Prudential Retirement Counselor Keep working with Prudential

Do you already have a retirement account with Prudential? Then you also have access to financial professionals who understand your plan details and can help simplify your retirement.

Call Call to1-877-778-2100

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What sets Prudential apart? A history of stability and personal support.

140-year legacy

Since its founding, individuals and institutions alike have relied on Prudential for financial guidance and support.

Over $1.4 trillion in assets

With over $1.4 trillion in assets under management*, Prudential has earned the trust of customers looking to grow and protect their wealth.

50 million customers and counting

We’ve grown by keeping our promises and building lasting relationships with millions of Prudential customers—directly or through their workplace.

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Have any questions?

We’re here to help. Just give us a call.

 

  Call to   1-844-703-1226

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Footnote

*as of 3/31/19

Before deciding on which option is the right solution, investors should consider each option and the impact on investment options, fees and expenses, services, protection from creditors and legal judgments, withdrawal rules and potential penalties, and required minimum distributions. For investors with employer stock, there are additional considerations to be aware of, such as the Net Unrealized Appreciation strategy. The FINRA Investor Alert Opens in new window provides more information on what to consider before moving assets.

 

For Compliance Use Only 1024704-00001-00

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