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What Could Your Retirement Be Like With Guaranteed Income For Life?

If you’re like most Americans, you’re probably worried about how you’ll afford retirement. You either haven’t saved or haven’t saved enough. You’re concerned that a volatile market might put the money you have been able to put away at risk. You may worry that you aren’t savvy enough to make what you have saved last.

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Guaranteed Income For Tomorrow (GIFT)®

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Affordable. Flexible. Guaranteed income for life.

GIFT is a deferred income annuity issued by Prudential Annuities Life Assurance Corporation.

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Tell Me More

Sound too good to be true? Learn
more about GIFT.

How GIFT Works

You are in control. Decide on a couple things and enjoy retirement income you can count on.

Buy Now

Getting started with GIFT is fast and convenient. Why wait?

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Why GIFT?


HELPS FILL GAPS IN YOUR RETIREMENT STRATEGY.
Company retirement plans and social security may not be enough anymore.


DESIGNED WITH YOU IN MIND.
Choose how much to contribute and start, pause, or change at any time.


IT’S SAFE.
Your purchased income is protected no matter what happens in the market. If you die, your family will receive the balance of your contributions.

 

Transcript

See how Joe and Jenny enrolled in GIFT to elevate their income in retirement and protect against outliving their nest egg.

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What could your retirement be like with GIFT?

Whether you’re someone who worries about how you’ll  afford retirement or a savvy saver with big dreams, GIFT may work for you.

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Money for

Income Security

Sam has been steadily contributing to his 401(k), but he worries about how he’ll afford retirement. He wants to supplement his retirement income to enjoy a few excursions without feeling guilty. GIFT can help him pay for the little luxuries in retirement.

Money for

Travel and Adventure

Alexis spent the majority of her years planning, saving, and working hard. Now she's ready to enjoy what the world has to offer—and never having to ask for a day off again! With GIFT as part of her retirement strategy, she will have lifetime income to help her travel and enjoy her well-deserved freedom.

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Gift helps you retire on your terms.

It provides secure income that you will receive for the rest of your life. You only need to decide on a couple of things:

How Much?

Choose a monthly contribution amount (as little
as $100-200). You can change this amount
or pause it at any time!

How Long?

Choose a start date to begin
receiving income.

Happy Retirement

Your retirement income will grow based
on your contributions and you can enjoy
knowing you won’t outlive your money.

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Lifetime Income Example:

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Contribute $100 a Month

In this example, you contribute $100 a month for 25
years which would total $30,000.

 

Begin Lifetime Income of
$2,834 a Year

Annual lifetime income payments of $2,834 will begin on the
Income Start Date you choose (age 65 in this example). This
date must be at least 13 months after your first contribution
and you must be between the ages of 59 ½ and 84.

 

Receive $30,000 Total by
age 76...And Possibly More!

Based on today's rates, you would break even at age 76.
If you live past that age, your GIFT income payment will
continue for as long as you live. Guaranteed.

The image shows an example GIFT timeline with three parts.

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This hypothetical example is for illustrative purposes only. Actual results will vary based on your situation. This example assumes a 40-year-old male purchases GIFT and contributes $100 a month until retiring at age 65. The lifetime income at current rates ($236.23/month) was annualized to calculate lifetime income amounts shown above. Since rates change daily, the actual rates in effect applied to each contribution will be higher or lower, so your lifetime income would be higher or lower than this amount. Data as of 4/2/2019.

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Looking to speak with someone? Give us a call at 1-800-773-8137

Want us to call you? Let us know when at GiftServiceTeam@prudential.com

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Prudential Annuities®, An Innovative Leader In Guaranteed Lifetime Income

  • We are comprised of several insurance companies, including Prudential Annuities Life Assurance Corporation which issues GIFT
     
  • We are committed to meeting America’s retirement income challenges

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Footnotes

Guaranteed Income For Tomorrow (GIFT) is issued by Prudential Annuities Life Assurance Corporation, Shelton, CT (main office), which is solely responsible for its own financial condition and contractual obligations.

Minimum monthly contributions are $100 if you set an income start date that’s more than 20 years from the date you enroll. The monthly minimum is $200 if you set an income start date that’s 20 years or less from the date you enroll. If you do not contribute to your contract for two full years, and the total monthly Annuity Income Payment you have built up so far is less than $20, we reserve the right to terminate your contract and pay you a lump sum.

Because qualified retirement plans, IRAs and fixed annuities offer a tax-deferral feature, you should carefully consider the other features, benefits, risks, and costs associated with a fixed annuity before purchasing one. Before purchasing a fixed annuity, you should take full advantage of your 401(k) and other qualified plans.

GIFT is not a charitable gift annuity or a gift annuity; there is no actual gift or tax deduction.

All guarantees are based upon the claims-paying ability of the issuing company.

Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force.

Annuity Income Payments and any distribution made under the annuity are subject to ordinary income tax.

Prudential Financial and its affiliates do not render tax or legal advice.

GIFT is distributed through direct response solicitation with no financial professional. You need to determine if GIFT is right for you. We are providing educational materials so you can
make an informed decision.

GIFT may not be available in all states.

Contributions are defined as Purchase Payments in the Contract.

MDIA/IND(1/18) (or state variation thereof)

For Compliance Use Only
1020576-00001-00

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