Welcome, UBT Members!

Help Protect What Matters to You.

Experience The Wellness Effect

No Matter Where You Are in Life, Someone May Be Depending on You.

If you have anyone who depends on your income to make ends meet, or who would struggle paying your debts and final expenses, you need adequate life insurance coverage. Life insurance helps the ones you love maintain their standard of living should something unexpected happen to you. Union Benefits Trust (UBT) is pleased to offer you Supplemental Term Life Insurance, issued by The Prudential Insurance Company of America (Prudential).


Designate or update your beneficiary today!

It’s important to review your beneficiary designations so that proceeds from your life insurance plan are distributed according to your wishes.

Choose a Plan That Works for You

Most people have different insurance needs. Consider the benefits Prudential offers to determine which plan best helps you create and protect financial wellness.

What Your Plan Covers

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Rate Sheet PDF opens in new window

Supplemental Term Life Insurance

helps pay expenses and provide for your loved ones when you’re no longer there.

Learn What's Offered and What You May Need

Check out the multimedia tools and educational materials Prudential has created to help you evaluate your insurance needs and to explain how your benefits program can help you meet them.

How much do people really know about life insurance? Find out.

Learn How Much You May Need

Life Insurance Beneficiary FAQ

Some Stuff You May Need

For Plan Participant Insurance Booklets, benefit information and paper copies of your Certificate of Coverage, please call toll free 844-533-4UBT (4828).