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Welcome, UBT Members!

Help Protect What Matters to You.

Experience The Wellness Effect™

No Matter Where You Are in Life, Someone may be Depending on You.

If you have anyone who depends on your income to make ends meet, or who would struggle paying your debts and final expenses, you need adequate life insurance coverage. Life insurance helps the ones you love maintain their standard of living should something unexpected happen to you. Union Benefits Trust (UBT) is pleased to offer you Supplemental Term Life Insurance, issued by The Prudential Insurance Company of America (Prudential).


Designate or update your Beneficiary today!

It’s important to review your beneficiary designations so that proceeds from your life insurance plan are distributed according to our wishes.

Most people have different insurance needs. Consider the benefits Prudential offers to determine which plan best helps you create and protect financial wellness.

What Your Plan Covers

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helps pay expenses and provide for your loved ones when you’re no longer there.

Check out the multimedia tools and educational materials Prudential has created to help you evaluate your insurance needs and to explain how your benefits program can help you meet them.

Here's Some Stuff You May Need

Here's where you'll find the general information you might need to complete your benefit program enrollment or update your information.


Plan Participant Insurance Booklets and Benefit Information

*If you wish to receive paper copies of your Certificates of Coverage, please call toll free 1-844-533-4UBT (4828).