- *Based on a $23 monthly premium for a female age 40, non-tobacco, excellent health with a $250,000 face amount, and $25 monthly premium is for a male, age 40, non-tobacco, excellent health with a $250,000 face amount and 20-year term.
The premium is guaranteed to stay the same for the initial term period. Minimum issue amount is $100,000. Forms and plan provisions may vary by state. Suicide and other exclusions may apply. The most favorable rate classes (and lowest rates) are generally intended for those who can meet strict health/lifestyle criteria. All rates subject to underwriting qualifications. Rates effective as of 11/27/2018.
Term Essential (PLTIC-2016 or ICC16 PLTIC-2016) is issued by Pruco Life Insurance Company in all states except New York, where they are issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located in Newark, NJ. Each is solely responsible for its own financial condition and contractual obligations. The contract numbers may be followed by a state code. Not available in all states.
Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details.
All guarantees are based on the claims-paying ability of the issuing company.
For Compliance Use Only 1015587-00001-00