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Help Clients Discover the Value of Annuities
Are your clients concerned about running out of retirement income? If so, they may want to consider an annuity as a part of their overall retirement strategy.
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Why Consider Annuities for Your Clients?
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Protected Lifetime Income
Many annuities offer optional living benefits, for an additional fee, that provide income guarantees—including lifetime income.
Legacy Protection
Today many annuities typically include a standard death benefit, and often offer an optional enhanced death benefit for an additional fee.
Investment Choice & Flexibility
Most variable annuities offer a broad range of investment options to choose from.
Tax Deferral
Any growth in the annuity is tax-deferred until withdrawals begin.
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Get Ready to Change the Retirement Conversation Discover the Alliance for Lifetime Income
What exactly is this Alliance? It’s a whole new idea for our industry. It's a group of 24 top financial companies—Prudential is proud to be a founding member—who’ve come together to raise customer awareness of what annuities can do, change the retirement planning conversation from a focus on accumulation to both accumulation and income, and make protected lifetime income a priority for every investor.
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Annuities Revealed
Annuities Revealed
Through the years, there have been various opinions about annuities. While they may not be right for everyone, there are many clients that can benefit from what annuities offer.
Annuities Facts and Fiction
Annuities Facts and Fiction
Get informed about the value annuities provides in creating guaranteed income for retirement.
Using an Annuity to Provide Financial Support for Future Generations
Using an Annuity to Provide Financial Support for Future Generations
Without help from their parents, many Gen Xers and millennials could struggle to overcome unprecedented financial challenges in retirement.
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Annuities Can Affect Happiness
Annuities Can Affect Happiness
Research shows that among retirees with similar wealth and health characteristics, those with annuity incomes are happiest.*
But, here’s your challenge: Eight out of 10 people have little or no awareness of variable annuities with optional living benefits.**
Let us help you. We have the tools and resources that can help you connect with your clients and help them discover the value of annuities.
Footnotes
- * Thinkadvisor.com January 2016, accessed July 2018. Towers Watson Study, September 2012.
- ** Greenwald and Associates, 2018 Guaranteed Lifetime Income Study, consumers ages 55 to 75
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Partner with us, and we’ll invest in you.
Partner with us, and we’ll invest in you.
Contact your wholesaler today and have our team of experts and resources work for you.
Call us at 844-207-6976
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Investors should consider the features of the contract and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or by contacting the National Sales Desk. Your clients should read the prospectus carefully before investing.
Annuities are issued by The Prudential Insurance Company of America, Newark, NJ, and its affiliates. Variable Annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Both are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.
A variable annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals reduce the account value and the living and death benefits.
Annuity contracts contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. A licensed financial professional can provide complete details.
Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.
All references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options.
Optional living and death benefits may not be available in every state and may not be elected in conjunction with certain optional benefits. Optional benefits have certain investment, holding period, liquidity, and withdrawal limitations and restrictions. The benefit fees are in addition to fees and charges associated with the basic annuity. Please see the prospectus for more information.
For Compliance Use Only: 1002164-00006-00