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to help them have a more secure future.
Some clients want to build and protect their retirement savings, some want an income stream now while others are planning for retirement income starting in the future. We have a range of annuity products to help meet all these different challenges.
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That's why we offer a broad range of solutions.
Include annuities as a part of an overall retirement strategy to help clients manage the financial needs that many other products don't address. We offer a diverse set of products to help you serve the needs of many types of clients. We constantly look for the next challenge to solve, and strive to create products to help clients successfully plan for the future.
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Investing for the Future
FlexGuard® indexed variable annuity
Offers clients unique growth opportunities in up markets and a level of protection during market downturns
PruSecure® Fixed Indexed Annuity
Provides guaranteed asset protection from market loss and
the opportunity for growth.
Prudential Premier® Investment Variable Annuity
Can help clients grow their assets with tax deferral and
other growth efficiencies.
Creating Protected Lifetime Income
FlexGuard® Income indexed variable annuity
Offers clients income with levels of protection & opportunities for growth - even after income begins.
Prudential Fixed Annuity with Daily Advantage Income Benefit®
Provides predictable lifetime income that is guaranteed to grow daily until income begins while providing principal protection
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For Independent Marketing Organizations
SurePath Income® Fixed Indexed Annuity
Provides guaranteed lifetime income and principal protection.
SurePath® Fixed Indexed Annuity
Offers 100% principal protection from market volatility with the
opportunity for growth.
For Registered Investment Advisors
Prudential MyRock® Advisor Variable Annuity
An advisory solution that offers clients an income option and flexibility.
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Partner with us, and we’ll invest in you.
Contact your wholesaler today and have our team of experts and resources work for you.
Call us at 844-207-6979
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Actions footnote
Investors should consider the features of the contract, index strategies, and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus or by contacting the National Sales Desk. Clients should read the prospectus carefully before investing.
Annuities are issued by Pruco Life Insurance Company , Newark, NJ (main office), (in New York, by Pruco Life Insurance Company of New Jersey) and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.
An annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals reduce the account value and the living and death benefits.
Index-linked variable annuity products are complex insurance and investment vehicles and are long-term investments designed for retirement purposes. There is risk of loss of principal if negative index returns exceed the selected protection level. Gains or losses are assessed at the end of each term. Early withdrawals may result in a loss in addition to applicable surrender charges. Please reference the prospectus for information about the levels of protection available and other important product information.
A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. It offers a level of protection for your clients’ money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. With an FIA, your clients’ money is not actually invested in any index, but rather may earn interest based on the index’s performance. There may typically be upper limits known as cap rates and participation rates, on the amount of potential interest credited in a given period, as well as a floor that offers downside protection. For complete information about the annuity, please refer to the PruSecure Important Information Disclosure Statement PDF opens in a new window and/or the SurePath Important Information Disclosure Statement PDF opens in a new window.
A fixed annuity is a financial tool that provides a guaranteed rate of return on the principal amount for a specified period. Withdrawals from a fixed annuity may be subject to surrender charges and/or Market Value Adjustment. For complete information, please refer to the Important Disclosure Statement PDF opens in a new windowwhich is also available from your financial professional.
All guarantees including the benefit payment obligations arising under the annuity contract guarantees, any index strategy crediting, or annuity payout rates are backed by the claims-paying ability of the issuing company, and do not apply to the underlying variable investment options. Those payments and the responsibility to make them are not the obligations of the third-party broker-dealer from which this annuity is purchased or any of its affiliates.
Withdrawals in excess of the income amount impact the value of a product or benefit and can also affect the certainty of the income. An excess withdrawal occurs when cumulative Lifetime Withdrawals exceed the income amount in an annuity year. If an excess withdrawal is taken, only the portion of the Lifetime Withdrawal that exceeds the remaining income amount for that year will proportionally and permanently reduce future guaranteed amounts. If an excess withdrawal reduces the account value to zero, no further amount would be payable and the contract terminates.
Optional living and death benefits may not be available in every state and may not be elected in conjunction with certain optional benefits. Optional benefits have certain investment, holding period, liquidity, and withdrawal limitations and restrictions. The benefit fees are in addition to fees and charges associated with the basic annuity. Please see the prospectus for more information.
All products and/or options may not be available in all states or with all firms.
We do not provide tax, accounting, or legal advice. Please have clients consult their own attorney or accountant.
Created Exclusively For Use by Financial Professionals. Not For Consumer Use.
For Compliance Use Only: 1003631-00020-00
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