Details on the backgrounds and qualiﬁcations of registered persons who conduct business with you can be found on the FINRA BrokerCheck website.
Before investing in a mutual fund, consider the funds' investment objectives, risks, charges, and expenses. Please call 877-778-2100 for a prospectus or, if available, a summary prospectus containing this information. You should read the prospectus and the summary prospectus, if available, carefully before investing. It is possible to lose money when investing in securities.
Retirement counselors are registered representatives of Prudential Investment Management Services LLC (PIMS), Newark, NJ an SEC-registered broker dealer and Investment Advisor Representatives of Prudential Customer Solutions LLC (PCS), an SEC-registered investment advisor. Brokerage services and products are oﬀered through PIMS, investment advisory products and services are oﬀered through PCS.
Self-Directed Brokerage products and services are oﬀered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. Self-Directed Brokerage Accounts are carried and maintained by National Financial Services LLC
pursuant to a clearing agreement with PIMS.
The sale or liquidation of any stock, bond, IRA, certiﬁcate of deposit, mutual fund, annuity, or other asset to fund the purchase of this product may have tax consequences, early withdrawal penalties, or other costs or penalties as a result of the sale or liquidation. You or your agent may wish to solicit independent legal or ﬁnancial advice before selling or liquidating any assets, and prior to the purchase of any life or annuity products being solicited, oﬀered for sale, or sold.
An investment in the money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund.
Amounts withdrawn before age 59½ may be subject to a 10% federal income tax penalty, applicable taxes, and plan restrictions. Withdrawals are generally taxed at ordinary income ta x rates.
This material is intended to provide information only. This material is not intended as advice or recommendation about investing or managing your retirement savings. By sharing this information, Prudential Retirement® is not acting as your ﬁduciary as deﬁned by the Department of Labor or otherwise. If you need investment advice, please consult with a qualiﬁed professional.
Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its aﬃliates. (California COA # 1179).
Guarantees are based on the claims-paying ability of the issuing insurance company and are subject to certain limitations, terms, and conditions.
In providing this information, Prudential Retirement is not undertaking to provide impartial investment advice, or to give advice in a ﬁduciary capacity. Prudential Retirement may beneﬁt from advisory and other fees paid to it or its aﬃliates for managing, selling, or settling of the Prudential mutual funds and other investment products or securities oﬀered by Prudential Retirement or its aﬃliates. Investment vehicles sponsored or managed by a Prudential Retirement aﬃliate generate more revenue for the Prudential enterprise than non-proprietary investment vehicles. Prudential Retirement may beneﬁt directly from the diﬀerence between investment earnings of Prudential Retirement's stable value funds and the amount credited to deposits in those funds. Prudential Retirement may also beneﬁt from broker-dealer or other entities’ co-sponsorship of Prudential conferences.
Neither Prudential Financial, nor any of its representatives, are tax or legal advisors. You are encouraged to consult your individual legal or tax advisor with any speciﬁc questions.
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