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Prudential Retirement Counselors

Prudential Retirement Counselors

Our dedicated retirement counselors understand the unique challenges individuals face when striving to achieve financial wellness and planning for a secure retirement.

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Suite of Solutions

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Prudential provides solutions and investment options that can help individuals achieve financial wellness and drive better retirement outcomes.

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SmartSolution IRA (SSIRA)

Prudential's SSIRA's unique features and investment options are designed to help participants improve their financial wellness and build a more secure financial future.

Brokerage IRA

Our brokerage customers have access to a wide variety of investments, such as stocks, corporate and government bonds and mutual funds, that can help them save for retirement.

Prudential Managed Account (PMA)

The PMA portfolios feature exchange-traded funds (ETFs), automated management and access to advisors—all for a single fee.

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Contact a Retirement Counselor


Call toll-free 877-PRU-2100 or 877-778-2100

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Unlock the power of the Wellness Effect

With workers shouldering increasing financial burdens and risk, offering a financial wellness program isn’t just the right thing to do, it’s also smart business.

See more about Financial Wellness 

for compliance use only 1022655-00001-00

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Footnotes

Details on the backgrounds and qualifications of registered persons who conduct business with you can be found on the FINRA BrokerCheck opens in a new window website.

Before investing in a mutual fund, consider the funds' investment objectives, risks, charges, and expenses. Please call 877-778-2100 for a prospectus or, if available, a summary prospectus containing this information. You should read the prospectus and the summary prospectus, if available, carefully before investing. It is possible to lose money when investing in securities.

Retirement counselors are registered representatives of Prudential Investment Management Services LLC (PIMS), Newark, NJ an SEC-registered broker dealer and Investment Advisor Representatives of Prudential Customer Solutions LLC (PCS), an SEC-registered investment advisor. Brokerage services and products are offered through PIMS, investment advisory products and services are offered through PCS.

Shares of the registered mutual funds and investment products offered to you through the SSIRA or Brokerage IRA accounts are provided through Prudential Investment Management Services LLC (PIMS), Newark, NJ. PIMS is a Prudential Financial company.

You get tax deferral of your investment earnings through the qualified retirement plan in which you participate. Because you already enjoy this tax deferral, your decision to invest in an Individual Retirement Account or variable annuity should be based on the account or annuity's investment and/or insurance features, such as professional management (in the case of a Prudential Managed Account) or the ability to annuitize and the death benefit.

LINK by Prudential is an umbrella marketing name for Prudential Customer Solutions LLC (“PCS”), Prudential Annuities Distributors, Inc. and various subsidiaries of The Prudential Insurance Company of America.

Investment advisory products and services are made available through Prudential Customer Solutions LLC, an SEC registered investment adviser.

PCS is not a licensed insurance agency or broker. Life insurance and annuities are issued by The Prudential Insurance Company of America (sometimes referred to as “PICA”), Pruco Life Insurance Company (except in New York, issued by Pruco Life Insurance Company of New Jersey), Newark, NJ (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT and sold by registered representatives of Pruco Securities, LLC (“Pruco”), member FINRA, SIPC. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.

LINK by Prudential occasionally may be referred to as LINK

The products and services available through the Prudential Managed Account (PMA) are voluntary products and services that are offered on an individual basis and are not part of any employee benefit plan, or any plans or programs sponsored or endorsed by your employer. They are available for a separate charge, and any such charge is payable by you on an individual basis.

The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund the purchase of this product may have tax consequences, early withdrawal penalties, or other costs or penalties as a result of the sale or liquidation. You or your agent may wish to solicit independent legal or financial advice before selling or liquidating any assets, and prior to the purchase of any life or annuity products being solicited, offered for sale, or sold.

Amounts withdrawn before age 59½ may be subject to a 10% federal income tax penalty, applicable taxes, and plan restrictions. Withdrawals are generally taxed at ordinary income tax rates.

The Prudential SmartSolution IRA invests in proprietary and non-proprietary funds. Prudential Investments is a Prudential subsidiary and Prudential earns fees for managing these accounts. These fees are described in the prospectus for each fund.

Nondeposit investment products are:
Not FDIC Insured
Not Bank Guaranteed
May Lose Value
Not Guaranteed by Any Government Agency
Not a Bank Deposit

This material is intended to provide information only. This material is not intended as advice or recommendation about investing or managing your retirement savings. By sharing this information, Prudential Retirement® is not acting as your fiduciary as defined by the Department of Labor or otherwise. If you need investment advice, please consult with a qualified professional.

Insurance products and services are offered by Prudential Retirement Insurance and Annuity Company, Hartford, CT or The Prudential Insurance Company of America, Newark, NJ. Each company is soley responsible for its financial conditions and contractual obligations.

Guarantees are based on the claims-paying ability of the issuing insurance company and are subject to certain limitations, terms, and conditions.

In providing this information, Prudential Retirement is not undertaking to provide impartial investment advice, or to give advice in a fiduciary capacity. Prudential Retirement may benefit from advisory and other fees paid to it or its affiliates for managing, selling, or settling of the Prudential mutual funds and other investment products or securities offered by Prudential Retirement or its affiliates. Investment vehicles sponsored or managed by a Prudential Retirement affiliate generate more revenue for the Prudential enterprise than non-proprietary investment vehicles. Prudential Retirement may benefit directly from the difference between investment earnings of Prudential Retirement's stable value funds and the amount credited to deposits in those funds. Prudential Retirement may also benefit from broker-dealer or other entities’ co-sponsorship of Prudential conferences.

Neither Prudential Financial, nor any of its representatives, are tax or legal advisors. You are encouraged to consult your individual legal or tax advisor with any specific questions.

© 2019 Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.