Web Content Viewer

Actions

Group Term Life Insurance and Accidental Death & Dismemberment Insurance

Web Content Viewer

Actions

The financial impact of a premature or accidental death can be devastating to your family. Prudential can help you protect your loved ones with Term Life and Accidental Death & Dismemberment (AD&D) Insurance available through your employer.

Web Content Viewer

Actions
  • Term Life Insurance pays a lump sum benefit to beneficiaries if the policyholder passes away. When offered through your employer, this type of insurance covers you while you are employed, based on your eligibility to participate. (Some plans allow you to keep coverage even if you leave employment.) This type of policy does not build any cash value. Because employer plans offer group rates, it may cost less than life insurance you might buy on your own.

  • Term Life Insurance helps you manage the financial risks associated with premature death and pays a benefit to your loved ones if you die while covered.

    Major life events, such as getting married, buying a new home, or having children often mean increased financial responsibilities. These responsibilities would likely fall to your loved ones if something were to happen to you. This may mean your loved ones will need extra resources to pay expenses and ongoing bills if something happens to you. That’s why it’s always wise to review your life insurance needs from time to time.

  • Our online needs estimator can help you make better life insurance coverage decisions.

    Go to the Life Insurance Needs Estimator Opens in new window

  • Accidental Death & Dismemberment (AD&D) Insurance pays a benefit to you or your beneficiaries if you die or experience severe injuries as the result of an accident. These benefits can be used to:

    • Pay expenses resulting from a serious injury, such as the loss of a limb
    • Provide for your loved ones when you’re no longer there to do so yourself

     

  • AD&D Insurance offers you coverage that can help you financially prepare for the unexpected financial risks that come if you die or experience severe injuries as the result of an accident. That’s important because accidents are the fourth leading cause of death for all Americans.1

     

Web Content Viewer

Actions

Talk to your employer about group insurance coverages that may be available to you.

 

Footnote

The Prudential Insurance Company of America (Prudential)

1 "10 Leading Causes of Death by Age Group, United States - 2013." National Vital Statistics System, National Center for Health Statistics, CDC.

                                                                                                                                                                                                                

For Compliance Use Only: 0292809-00001-00

Web Content Viewer

Actions