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The Prudential Income Protection PlanSM
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When you miss work due to an illness or injury, you may need help protecting your paycheck. Prudential can help you protect your income with The Prudential Income Protection Plan, a Short Term and Long Term Disability insurance coverage issued by The Prudential Insurance Company of America (Prudential).
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Most short-term disability insurance plans provide partial income replacement for three or six months. Generally, long-term disability insurance plans provide partial income replacement for longer periods, after the short-term plan ends. Because employer plans offer group rates, it may cost less than disability insurance you might buy on your own.
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Disability Insurance helps protect your income if you experience a disabling illness or injury that keeps you out of work for a period of time.
Protecting your paycheck is important when you consider that:
- One in four 20-year-olds entering the workforce will likely become disabled during their working lives.1
- Thirty-eight percent of people say they could only pay bills for three months or less if they lost their income.2
- The average disability lasts nearly three years.3
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Our online needs estimator can help you make better disability insurance coverage decisions.
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Talk to your employer about group insurance coverages that may be available to you.
Footnote
The Prudential Insurance Company of America (Prudential)
1 CDA 2014 Consumer Disability Awareness Study.
2 GenRe Research Disability Fact Book, Seventh Edition, 2013-2015.
3 Council for Disability Awareness, July 2013.
Prudential Income Protection Plan, a Long Term and Short Term Disability Insurance coverage, is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply.
For Compliance Use Only: 0292807-00001-00
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