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The Prudential Income Protection Plan^SM

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When you miss work due to an illness or injury, you may need help protecting your paycheck. Prudential can help you protect your income with The Prudential Income Protection Plan, a Short Term and Long Term Disability insurance coverage issued by The Prudential Insurance Company of America (Prudential).

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Most short-term disability insurance plans provide partial income replacement for three or six months. Generally, long-term disability insurance plans provide partial income replacement for longer periods, after the short-term plan ends. Because employer plans offer group rates, it may cost less than disability insurance you might buy on your own.
Disability Insurance helps protect your income if you experience a disabling illness or injury that keeps you out of work for a period of time.

Protecting your paycheck is important when you consider that:
- One in four 20-year-olds entering the workforce will likely become disabled during their working lives.¹
- Thirty-eight percent of people say they could only pay bills for three months or less if they lost their income.²
- The average disability lasts nearly three years.³
Our online needs estimator can help you make better disability insurance coverage decisions.

Go to the Disability Insurance Needs Estimator

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Talk to your employer about group insurance coverages that may be available to you.

The Prudential Insurance Company of America (Prudential)

¹ CDA 2014 Consumer Disability Awareness Study.
² GenRe Research Disability Fact Book, Seventh Edition, 2013-2015.
³ Council for Disability Awareness, July 2013.

Prudential Income Protection Plan, a Long Term and Short Term Disability Insurance coverage, is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply.

For Compliance Use Only: 0292807-00001-00

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LINK by Prudential is an umbrella marketing name for Prudential Customer Solutions LLC (“PCS”), Prudential Annuities Distributors, Inc. and various subsidiaries of The Prudential Insurance Company of America. Investment advisory products and services of LINK by Prudential are made available through PCS, an SEC registered investment adviser. PCS is not a licensed insurance agency or broker. Prudential LINK and LINK by Prudential occasionally may be referred to as LINK.

Securities products and services are offered through: Pruco Securities, LLC and Prudential Investment Management Services, LLC, both members SIPC Opens in new window and located in Newark, NJ, or Prudential Annuities Distributors, Inc., located in Shelton, CT. All are Prudential Financial companies Opens in new window. Statement of Financial Condition PDF opens in new window for Prudential Investment Management Services, LLC.

Insurance and/or annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and/or NJ), Pruco Life Insurance Company of New Jersey (in NY and/or NJ), and Prudential Annuities Life Assurance Corporation (PALAC). Each is a Prudential Financial company located in Newark, NJ (main office), except for PALAC which is located in Shelton, CT (main office), and each is solely responsible for its own financial condition and contractual obligations.

Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT.

Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates .

This web page is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional. Prudential Financial, its affiliates, and their financial professionals do not render tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances.

This website is for U.S. persons only Opens in new window and may not be approved in all states. Information contained on this site does not and is not intended to constitute an advertisement, solicitation or offer for sale in any jurisdiction, outside the United States of America, where such use would be prohibited or otherwise regulated.

"Prudential Advisors" is a brand name of The Prudential Insurance Company of America and its subsidiaries.

Prudential, the Prudential logo, the Rock Symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc, which is headquartered in the United Kingdom.

Pruco Life Insurance Company, an Arizona company - California COA # 3637. The Prudential Insurance Company of America - California COA # 1179. Prudential Retirement Insurance and Annuity Company - California COA # 08003. The Prudential Life Insurance Company of America Newark, NJ.

Securities and Insurance Products:

Not Insured by FDIC or any Federal Government Agency | May Lose Value | Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate.

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The Prudential Income Protection PlanSM

What it is

Why you may need it

How much disability coverage is enough?

Footnote

The Prudential Income Protection Plan^SM