Medical care for illnesses like cancer and heart disease can be expensive, and even with medical insurance, you might not be financially prepared for the out-of-pocket costs that come with them.
Critical illness insurance pays you for covered illnesses. It supplements your medical insurance, so you can focus more on your health and less on your finances.
It pays a lump sum amount directly to you, which you can use however you choose, including:
- Out-of-pocket* medical costs such as deductibles, co-pays, or non-covered services.
- Everyday living expenses, like babysitters, take-out food, and help with household duties.
*Benefits can be used for medical and non-medical purposes.