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Prudential Day One® IncomeFlex Target Funds

Helping you plan for retirement with guaranteed lifetime income.

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Find Your Fund | Prudential Day One® Target Date Funds
In this section you will enter your current age in the Your Age field. The age you plan to retire is defaulted to 65 years old. Your Day One of retirement starts field will be calculated based off your current age and the age you plan to retire. The tool will initiate at 65 years as the retirement year, but is editable if you plan to retire earlier or later than that.
Retirement age defaults to 65 years old.
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Your Day One of retirement starts
*The current modeling assumptions for the Day One Funds glidepath assume that pre-retirement earnings start at age 18 and retirement age is 65, creating a 47-year time horizon. For the purposes of the tool, if your time horizon exceeds 47 years you will default to the 2060 Fund.

In this section you are provided with all of the legal associated with the Day One Funds tool.

This model is based upon generally accepted investment theories that take into account the historic returns of different asset classes over defined periods of time. In applying this allocation to your individual situation, you should consider other assets, income and investments (e.g., Social Security benefits, individual retirement account investments, savings accounts and interests in other qualified and nonqualified plans) in addition to your interests in your retirement account under the plan.

The Day One Funds glidepath assumes retirement at approximately age 65 and contributions beginning at approximately age 18. Each Day One Fund’s underlying asset allocation is reviewed periodically to determine whether the glidepath (or, in the case of the Day One Income Fund, the prescribed asset allocation) and underlying funds in which such Fund invests remain suitable to meet the Fund’s investment objective. As a result of this review, the glidepath and/or the allocation of the Fund’s assets among the underlying funds may be modified.

The target date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target-date funds will become more conservative as the target date approaches and for 10 years after the target date by lessening the equity exposure and increasing the exposure in fixed income investments. The principal value of an investment in a target-date fund is not guaranteed at any time, including the target date. There is no guarantee that the fund will provide adequate retirement income.

A target-date fund should not be selected solely based on age or retirement date. Before investing, participants should carefully consider the fund's investment objectives, risks, charges and expenses, as well as their age, anticipated retirement date, risk tolerance, other investments owned and planned withdrawals.

The stated asset allocation may be subject to change. It is possible to lose money in a target-date fund, including losses near and following retirement. Investments in the funds are not deposits or obligations of any bank and are not insured or guaranteed by any governmental agency or instrumentality.

The Day One Funds are available as mutual funds and separate accounts. Please refer to your plan documents, which are available to you through your plan. Please review your Fund Fact Sheets for additional information.

©2019 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

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Disclosure

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.

The target date is the approximate date when investors plan to retire and may begin withdrawing their money. The asset allocation of the target-date funds will become more conservative as the target date approaches and for 10 years after the target date by lessening the equity exposure and increasing the exposure in fixed income investments. The principal value of an investment in a target-date fund is not guaranteed at any time, including the target date. There is no guarantee that the fund will provide adequate retirement income.

A target-date fund should not be selected solely based on age or retirement date. Before investing, participants should carefully consider the fund’s investment objectives, risks, charges, and expenses, as well as their age, anticipated retirement date, risk tolerance, other investments owned, and planned withdrawals.

The stated asset allocation may be subject to change. It is possible to lose money in a target-date fund, including losses near and following retirement. Investments in the Funds are not deposits or obligations of any bank and are not insured or guaranteed by any governmental agency or instrumentality.

The Prudential Day One® target-date funds may be offered as: (i) insurance company separate accounts available under group variable annuity contracts issued by Prudential Retirement Insurance and Annuity Company (PRIAC), Hartford, CT, a Prudential Financial company, and (ii) registered mutual funds offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. PRIAC is solely responsible for its own contractual obligations and financial condition.

Please note that the Prudential Day One® IncomeFlex Target® Date Funds follow a different glidepath than the Day One Funds.

The Day One Funds, as insurance company separate accounts, are investment vehicles available only to qualified retirement plans, such as 401(k) plans and government plans, and their participants. Unlike mutual funds, the Day One Funds, as insurance company separate accounts, are exempt from Securities and Exchange Commission registration under both the Securities Act of 1933 and the Investment Company Act of 1940, but are subject to oversight by insurance regulators. Therefore, investors are generally not entitled to the protections of the federal securities laws.

FOR MUTUAL FUNDS: CONSIDER A FUND’S INVESTMENT OBJECTIVES, RISKS, CHARGES AND EXPENSES CAREFULLY BEFORE INVESTING. THE PROSPECTUS AND SUMMARY PROSPECTUS CONTAIN THIS AND OTHER INFORMATION ABOUT THE FUND. CONTACT YOUR FINANCIAL PROFESSIONAL OR CALL (877) 275-9786 FOR A PROSPECTUS AND SUMMARY PROSPECTUS. READ THEM CAREFULLY BEFORE INVESTING.

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