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You have your quote. What’s next?

You have your quote. What’s next?

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We’ll call you

A licensed Prudential life insurance agent will call in the next 24–48 hours to discuss your options. (Please have your Social Security and driver’s license numbers handy.)


Why take the call?

  • We may be able to do even better than your quote!
    • Your agent will discuss your health, lifestyle, family situation and future needs.
    • You’ll review ways to fully protect your income and cover housing, childcare, college and other costs.
    • You’ll help ensure you get the right policy for your situation — potentially for less than your original quote.
  • If you agree, your agent will send you the application to complete and sign online.


After your call…

  • Our team will review your application.
  • You may have to undergo a brief medical exam at no cost to you; if so, we’ll arrange for a medical professional to visit you at home or work at your convenience.
  • Your Prudential agent will be with you every step of the way!

 

We’ll help finalize your policy

  • Upon approval, we’ll make sure you’re comfortable with your coverage, and make adjustments if needed.


You’re all set!

  • Set up the payment schedule that works for you — monthly, quarterly, semiannually or annually.
  • Register online to manage your profile, see your statements and payment history, access forms and more.


Our commitment

We’re here to provide you great service, a seamless purchase experience and a relationship you can count on — for life.

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Footnotes

Please remember quotes are based on the information you provided. Underwriting of your medical history and other factors may be required to determine whether you are eligible for coverage and, if so, what premiums would apply. This review may result in a higher premium than initially quoted. Please note that all guarantees are based upon the claims-paying ability of the issuer. Our policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force.

If you continue the policy beyond the initial level-premium period, premiums will then increase annually through age 95 but will never be more than the maximum stated in the contract. The issuing company may have the right to contest the policy for misrepresentation or to apply a suicide clause.

Term Essential® is issued by Pruco Life Insurance Company in all states except in New York, where it is issued by Pruco Life Insurance Company of New Jersey. Both companies are Prudential Financial companies and are located at 213 Washington Street, Newark, NJ 07102. Each is solely responsible for its own financial condition and contractual obligations. The policy form number is PLTIC-2019 or ICC19 PLTIC-2019. Coverage ends at age 95. (Pruco Life Insurance Company, - California COA # 3637, NAIC # 79227. The Prudential Insurance Company of America, a New Jersey company - California COA # 1179, NAIC #68241.)

For Compliance Use Only 1027098 Ed 1/2020
1027098-00002-00