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VUL Protector®

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In most states, VUL Protector (2014) was issued from 5/2014 - 5/2015, and VUL Protector was issued from 7/2009 - 5/2014.

For your convenience, the complete VUL Protector product prospectus and available fund prospectuses, along with any applicable supplements are available online for both viewing and downloading. Sign up today for e-delivery of your variable life prospectus.

These Prospectuses set forth concise information an investor should know about this variable life insurance policy. Investors are encouraged to read and retain the Prospectus for future reference. The Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, or purchase, or sale would be unlawful under the securities laws of such jurisdiction.

The Securities and Exchange Commission (SEC) maintains a Web site that contains complete registration statement, material incorporated by reference, and other information regarding registrants that file with the Commission.

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Prospectus

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The policy form number for VUL Protector (2014) is ICC14 VULNLG-2014 or VULNLG-2014 and may be followed by a state code and/or other codes.

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The policy form number for VUL Protector is VULNT-2009 and may be followed by a state code and/or other codes.

The Securities and Exchange Commission (SEC) maintains a Web site that contains complete registration statement, material incorporated by reference, and other information regarding registrants that file with the Commission.

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For Compliance Use Only: NR-1639194

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