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Life Insurance 101

If you want to get a better handle on life insurance, you’re in the right place. Here’s where you can explore topics such as what life insurance is, how it really works, and the types available.

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Intro to Life Insurance

A better understanding of what life insurance is can help you make better decisions you can feel good about when you’re ready to choose a policy.

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Understand life insurance in less than three minutes

Car insurance ads are everywhere. Health insurance is a national debate. Everyone with a mortgage knows about homeowners’ insurance. But life insurance? That’s another story.

Get the basic facts

Six ways to use life insurance

The bottom line: When you die, life insurance provides money to the people who depend on you. It can also do much more.

Explore what life insurance can do

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How Life Insurance Works

When you know more about the inner workings of life insurance, you can make more educated choices about the type of life insurance to buy and feel more comfortable with getting it.

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What drives the cost of life insurance

When you know how life insurance is priced, you can begin to make informed decisions about the type of life insurance to buy and how much you can afford.

Discover how a policy is priced 

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Types of Life Insurance and Why They Matter to You

Finding a policy that’s right for your needs and goals is easier when you know the types of policies available and what they are designed to do.

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Understanding the types of life insurance

There are several common types of life insurance policies available.

Get to know them 

Types of term insurance

Term life insurance lasts for a certain number of years. It’s usually best when you know the end date of the need or obligation you’re covering.

Learn the advantages of term coverage 

Types of permanent insurance

Permanent life insurance can cover you for up to your lifetime, and some policies can offer advantages while you're alive.

Is permanent coverage right for you? 

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Get a Life Insurance Quote

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Buy Life Insurance

You have three easy ways to purchase life insurance and protect your financial future.

Get started 

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Learn Our Products

Once you understand your needs and the types of policies available, you’re ready to decide which Prudential policy can best help you reach your goals.

Find a policy 

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© 2016 Prudential Financial, Inc. and its related entities.

Life insurance is issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and/or NJ) and Pruco Life Insurance Company of New Jersey (in NY and/or NJ). Securities are offered through Pruco Securities, LLC. Each is a Prudential Financial company located in Newark, NJ and each is solely responsible for its own financial condition and contractual obligations. Policies contain exclusions, limitations, reductions in benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details. All guarantees are based on the claims-paying ability of the issuing insurance company.

Investment and Insurance Products:
Not Insured by FDIC, NCUSIF, or Any Federal Government Agency. May Lose Value.

Not a Deposit of or Guaranteed by Any Bank, Credit Union, Bank Affiliate, or Credit Union Affiliate.

For Compliance Use Only: 0296508-00001-00

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