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Life Insurance 101
If you want to get a better handle on life insurance, you’re in the right place. Here’s where you can explore topics such as what life insurance is, how it really works, and the types available.
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Intro to Life Insurance
A better understanding of what life insurance is can help you make better decisions you can feel good about when you’re ready to choose a policy.
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What is life insurance?
What is life insurance?
In just 3 minutes, our 5-question quiz covers what you need to know to protect your family today.
Six ways to use life insurance
Six ways to use life insurance
The bottom line: When you die, life insurance provides money to the people who depend on you. It can also do much more.
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How Life Insurance Works
When you know more about the inner workings of life insurance, you can make more educated choices about the type of life insurance to buy and feel more comfortable with getting it.
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What drives the cost of life insurance
When you know how life insurance is priced, you can begin to make informed decisions about the type of life insurance to buy and how much you can afford.
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Types of Life Insurance and Why They Matter to You
Finding a policy that’s right for your needs and goals is easier when you know the types of policies available and what they are designed to do.
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Understanding the types of life insurance
There are several common types of life insurance policies available.
Types of term insurance
Term life insurance lasts for a certain number of years. It’s usually best when you know the end date of the need or obligation you’re covering.
Types of permanent insurance
Permanent life insurance can cover you for up to your lifetime, and some policies can offer advantages while you're alive.
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© 2018 Prudential Financial, Inc. and its related entities.
Policies contain exclusions, limitations, reductions in benefits, and terms for keeping them in force. A financial professional can provide you with costs and complete details. All guarantees are based on the claims-paying ability of the issuing insurance company.
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