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Affordable Short-term Health Insurance Plans The help you need to find the insurance plan you want

Getting low-cost, short-term health coverage today doesn’t have to be difficult. Let’s find the plan for you.

Shop plans now  Get a better health plan. Opens in new window or Call us at 844-260-6811

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You can enroll in a short-term health plan Opens in a new window when you need it—any time of the year

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Individual health insurance with basic coverage We’ll find a short-term plan that fits your needs and budget.

Assurance, a Prudential company, is one of America’s leading health insurance services—helping thousands of people find short-term, low-cost, quality coverage. Looking for a “bridge” until you get longer-term insurance? Does a short-term plan meet your needs for now? We can help.

 

  • Look to us to help you find, select, and quickly enroll in a quality, affordable, short-term health insurance plan
  • Call our licensed agents any time to ask questions and get guidance on temporary health Insurance
  • Let us quickly compare available short-term policies from respected health insurance carriers in your area
  • Keep it simple—with a user-friendly experience that makes it easy to help you get the right coverage in just a few steps

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Why consider a short-term health insurance plan?

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Short-term plans offer affordable, flexible, temporary coverage.

While short-term health insurance isn’t a permanent solution, it can protect you and your family from unexpected, sky-high medical costs while you are temporarily uninsured. And that’s where we come in. We sort through your options—scanning through plans, providers, and premiums—to help you find coverage that fits your current situation and your budget.

Remember: you can enroll in a short-term plan at any time.

 

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Need extra health coverage? Between jobs? Self-employed? Let’s talk.

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Individual ACA health insurance plans

Individual ACA plans offer comprehensive benefits required by the Affordable Care Act of 2010. Thinking long term? We’ll help you find the coverage you need.

Health insurance if you’re unemployed

Though many newly unemployed Americans opt for short-term plans, we can help find your marketplace and Medicaid options as well.

Health insurance if you’re self-employed

If you’re self-employed, we can take you through all your options—including plans available through the Health Insurance Marketplace.

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Finding affordable short-term health coverage is easier than you think

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Call or start online and tell us about your needs and budget

Find the right plan for yourself or your family

Get covered quickly when you apply online and speak with our licensed agents

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FAQs: Short-term Health Insurance

Looking for quick answers to your questions about short-term insurance? Here’s a good place to start.

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A short-term health insurance plan provides temporary coverage.

 

If you’re recently unemployed, between jobs, or just waiting for an ACA or Medicare health plan to begin, short-term health insurance plans can provide temporary coverage for you and your family [check your specific plan for details].

 

Short-term policies offer basic, low-cost medical coverage from a month up to a year.

 

You can enroll in a short-term insurance plan any time of the year to cover basic medical needs, emergency care, tests, and hospitalizations. With lower premiums and often less coverage than traditional plans, they can be a good option for people who are between jobs or waiting for other coverage to begin.

 

Depending on your state and insurer, you may be able to extend coverage up to three years.

 

If you need your short-term insurance coverage to continue longer than you planned, contact your insurance representative to re-apply. Short-term health insurance plans can often be extended for multiple terms, but it will depend on your specific plan and provider.

 

Short-term plans cost less and cover fewer expenses, and you can cancel it at the end of any month.

 

Because short-term plans are intended for temporary coverage, they don’t have to meet ACA (Obamacare) requirements. That makes them a more flexible, affordable option—but with limited coverage.

 

Prescription coverage is available on some short-term plans.

 

Check for specific plans and details regarding short-term policy benefits. We can also recommend short-term dental and vision discount plans that may be cancelled at any time.

 

An online application can be submitted in 15 minutes.

 

Short-term health plans simplify the process to provide health insurance as quickly as possible, and usually become effective in as little as 24 hours.

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Need-to-know articles on short-term insurance to help you stay informed

For more information on the health insurance you need, connect to any of our guides to learn more.

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Look to these online resources for more information on related topics

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Learn how you can enroll in a short-term health insurance plan right away. Call 844-260-6811 or visit us online and get started today.

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Footnote

Short-Term Health Insurance and Limited Benefit Indemnity insurance (LBI) are insurance outside of the Affordable Care Act. Short Term Health Insurance and LBI do not cover pre-existing conditions and do not include all 10 of the minimum essential benefits of Obamacare.

Assurance IQ, a wholly owned subsidiary of Prudential Financial, Inc., matches buyers with products such as life and health insurance and auto insurance, enabling them to make purchases online or through an agent. Neither Prudential Financial, Inc. nor Assurance IQ offers, underwrites, or administers health plans or health insurance policies.

 

For Compliance Use Only:1052897-00001-00