PruSecure® Fixed Indexed Annuities
Current Cap, Participation and Fixed Rates
The Prudential PruSecure Fixed Indexed Annuities are single premium, long term contracts designed to help you secure your financial future. In return for your premium payment, you receive certain benefits. PruSecure Fixed Indexed Annuities are designed to protect you from loss. They also give you the opportunity to grow your account value without exposure to the unpredictable ups and downs of the stock market.* Your money can grow by earning interest based on the performance of a stock market index, such as the S&P 500®, but it is not invested in the stock market and does not participate in any index.
This tool allows you to compare current initial strategy rates for our index-based strategies and the rate for our fixed rate account strategy. The initial strategy rates, which can include cap, participation and fixed rates, may vary based on selected criteria including the size of the initial premium payment, surrender charge period, and crediting strategy. Rates upon renewal may vary.
For complete information about the annuity please refer to the Important Information Disclosure Statement which is also available from your financial professional.
* Your account value is based on the previous contract anniversary, after all interest credits and withdrawals are applied. Withdrawals taken during the surrender charge period, excluding any Required Minimum Distributions (RMDs), will be subject to any applicable surrender charges and a Market Value Adjustment (MVA).
To see the current PruSecure cap, participation and fixed rates select a product below in section 1 then choose one or more premium payment options and one or more surrender charge periods. Next, select one or more interest crediting strategies in section 2 and click "Apply your selections" to see the results. Please note that all combinations may not be applicable.
This tool, and any PDFs generated are not approved for use in CA, DE, ID, ND, NJ, OR and WY.
Annuities are issued by Prudential Annuities Life Assurance Corporation (PALAC) located in Shelton, CT (main office). PALAC, a Prudential Financial company, is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.
This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional.
Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with costs and complete details.
Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals reduce the account value and death benefits.
Your needs and suitability of annuity products and benefits should be carefully considered before investing.
It is not possible to invest directly in an index.
All products and/or options may not be available in all states or with all broker/dealers.
Please note that withdrawals are not eligible for any future credits.
The 5-year index term can only be elected at contract issue and cannot be renewed.
During the surrender period and after your first-year contract anniversary, you can withdraw up to 10% of your account value without any surrender charges or a Market Value Adjustment. If you need to take a withdrawal greater than 10% you will incur surrender charges and a Market Value Adjustment.
For complete information about the annuity, please refer to the Important Information Disclosure Statement which is also available from your financial professional.
Bloomberg Commodity Index reflects changes in a broad range of commodity futures prices, from crude oil and coffee to gold and cattle.
Dow Jones ® U.S. Real Estate Index is designed to track the performance of Real Estate Investment trusts (REIT) and other companies that invest directly or indirectly in real estate through development, management, or ownership, including property agencies.
MSCI EAFE (Europe, Australasia, Far East) is a widely accepted benchmark for international stock performance. It is a free float-adjusted market capitalization index that is designed to measure the equity market performance of 21 developed markets, excluding the U.S. and Canada.
S&P 500® Index is a market capitalization-weighted index of the 500 widely held stocks often used as a proxy for the stock market. S&P chooses the member companies for the 500 based on market size, liquidity and industry group representation.
S&P 500® Index and Dow Jones® U.S. Real Estate Index: The "S&P 500® Index" and "Dow Jones® U.S. Real Estate Index" are products of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and have been licensed for use by Prudential Annuities Life Assurance Corporation. Standard & Poor's® and S&P® are registered trademarks of Standard & Poor's Financial Services LLC, a division of S&P Global (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Prudential Annuities Life Assurance Corporation's Product(s) is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index and Dow Jones® U.S. Real Estate Index.
MSCI EAFE Index: The annuity contract referred to herein is not sponsored, promoted or endorsed by MSCI, and MSCI bears no liability with respect to any such annuity contract or any index referred to by any such annuity contract. The Disclosure Statement contains a more detailed description of the limited relationship MSCI has with Prudential Annuities Life Assurance Corporation and any related annuity contracts.
Bloomberg Commodity IndexSM: “Bloomberg®” and “Bloomberg Commodity IndexSM” are service marks of Bloomberg Finance L.P. and its affiliates (collectively, “Bloomberg”) and have been licensed for use for certain purposes by Prudential Annuities Life Assurance Corporation. Neither Bloomberg nor UBS Securities LLC and its affiliates (collectively, “UBS”) are affiliated with Prudential Annuities Life Assurance Corporation, and Bloomberg and UBS do not approve, endorse, review, or recommend PruSecure Fixed Indexed Annuities. Neither Bloomberg nor UBS guarantees the timeliness, accurateness, or completeness of any data or information relating to Bloomberg Commodity IndexSM.
© 2019 Prudential Financial, Inc. and its related entities. Prudential Annuities, Prudential, the Prudential logo, the Rock symbol, and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
This material may not be approved in all states.
Issued on contracts: ICC17-FIAE(11/17), FIAE/IND(11/17), ICC17-FIAS(11/17), FIAS/IND(11/17), ICC17-FIAA(11/17), FIAA/IND(11/17) et al. or state variation thereof.
Issued on endorsements: ICC19‐FIA‐P2P(4/19), ICC19‐FIA‐P2P‐PAR(4/19), ICC17‐FIA‐MVA(11/17) with schedules ICC19‐FIA‐P2P‐SCH(4/19), ICC19‐FIA-P2P‐PAR‐SCH(4/19), ICC17‐FIA‐MVA‐SCH(11/17) or END‐FIA‐P2P(4/19), END‐FIA‐P2P‐PAR(4/19), END‐FIA‐-MVA(11/17) or state variation thereof with schedules END-FIA-P2P-SCH(11/17), SCH-FIA-P2P-PAR(4/19), END-FIA-MVA-SCH(11/17) or state variation thereof.
For Compliance Use Only: 1000174-00003-00