*Stocks are represented by the Standard and Poor’s 500 Index (S&P 500)
**Bonds are represented by the Bloomberg Barclays U.S. Aggregate Bond Index.
Indexes are unmanaged, and it is not possible to invest directly in an index.
*** Based on an analysis by DALBAR Inc., which uses the net of aggregate mutual fund sales, redemptions and exchanges each month as a measure of investor behavior.
Investors should consider the features of the contract and the underlying portfolios’ investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.
Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with complete details.
All references to guarantees, including optional benefits, are backed by the claims-paying ability of the issuing company and do not apply to the underlying investment options.
Withdrawals in excess of the income amount impact the value of a product or benefit and can also affect the certainty of the income. An excess withdrawal occurs when cumulative Lifetime Withdrawals exceed the income amount in an annuity year. If an excess withdrawal is taken, only the portion of the Lifetime Withdrawal that exceeds the remaining income amount for that year will proportionally and permanently reduce future guaranteed amounts. If an excess withdrawal reduces the account value to zero, no further amount would be payable and the contract terminates.
For Compliance Use Only: 1000373-00002-00