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The Value of Working with a Financial Professional
People often seek the advice of a financial professional just before they retire because they need help making critical long-term financial decisions that will have a significant impact on their lives for many years to come. But starting early can make those decisions easier and less stressful.
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Qualified financial professionals are trained to deal with a wide variety of personal financial topics related to retirement. They can help you set financial goals and priorities, then recommend specific steps to meet them. The earlier you begin, the more they can help.
The Financial Professional’s Role is to Help You Achieve Retirement Readiness By Helping You Determine:
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How to set a retirement savings goal
How much of each paycheck to set aside for that goal
How much, and in what way, to annuitize retirement savings
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How to match a retirement budget to an expected income stream
How to establish a plan for both continuing to invest and drawing down savings in retirement
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The decision to seek advice from a financial professional can be critical to your financial future.
If you choose to work with one, carefully choose the right one for the job. Our tool can help you find one.
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Investors should consider the features of the contract and the underlying portfolios’ investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus, which can be obtained on the prospectus page or from your financial professional. Please read the prospectus carefully before investing.
Annuities are issued by The Prudential Insurance Company of America, Newark, NJ, and its affiliates. Variable Annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Both are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations.
Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force. Your licensed financial professional can provide you with complete details.
For Compliance Use Only: 1000376-00007-00