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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

Exploring the Psychology Behind Return to Work

It’s no secret that disability costs can have a major impact on employers’ bottom lines--so it’s vital to safely return employees to work as soon as possible. Costs have risen to 8-15% over time1 and are expected to rise to 37% over the next few years if we do nothing.1 Given this trend, employers are likely seeking innovative solutions and guidance to help them manage costs.

Prudential’s research discusses how coping with a disability involves more than physically adapting to an injury or illness that leaves employees unable to work. They also struggle with the psychological aspect of being disabled, and this can greatly impact their ability to return to work.

Reading this white paper will help you:

  • Understand the RTW thought process
  • Recommend best practices based on our research’s insights
  • Understand the employees’ mindset, as it relates to coping with a disability, to achieve more positive outcomes

Download “Exploring the Psychology Behind Return to Work”.



1 Hawley, C. E., Diaz, S., & Reid, C. (2009). Healthcare employees’ progression through disability benefits. Work, 34, 53-66.


The Prudential Insurance Company of America (Prudential), Newark, NJ.