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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

The State of Financial Wellness in America

Findings from Employee Self-Assessments Research1 by Prudential sheds new light on how employees at a national level view their own financial wellness. An alarming 57% of employees are very or somewhat stressed about their financial situation.

Employees who are very or somewhat stressed about their financial situation - 57%

Top reasons for financial stress*

  • Saving for the future – 67%
  • Paying monthly bills – 57%
  • Credit card debt – 42%

*Among respondents who are very or somewhat stressed. Respondents could select more than one reason.

This report highlights:

  • The state of financial wellness in the U.S.
  • How employees assess their behaviors when it comes to managing day-to-day finances, achieving important financial goals, and protecting against key financial risks
  • What employers can do to help employees improve their financial wellness.

To see the summary of Prudential’s research, download The State of Financial Wellness in America.



1 Prudential, 2017 Financial Wellness Study. Based on a survey of full-time employees who have medical insurance.