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Finance Leaders Interested in Pension De-Risking
With the 2017 tax law changes, finance leaders show an increased appetite for pension de-risking.
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Planning for Retirement: The Impact of Divorce
Divorce creates challenges for many American households in achieving financial security. 2017 tax law changes create additional challenges but also opportunities.
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Gig Economy Impact by Generation
The “gig economy” has become a significant source of employment for three generations of Americans – Millennials, Gen Xers and Baby Boomers. But no matter what age or lifestyle stage, all face challenges achieving financial wellness.
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Pioneering Workplace Financial Wellness
Prudential has been an early pioneer in implementing financial wellness programs for its own employees, helping them to reduce financial stress and improve their financial lives. The company is now using those learnings to make financial wellness solutions available to other employers.
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The Long-Term Erosion of Financial Wellness
Economic prosperity and security are slipping out of reach for many Americans as they struggle with the foundational elements of financial wellness: managing day-to-day finances, protecting against key financial risks, and achieving important financial goals.
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How Well Protected are Employees Against Key Financial Risks?
Most U.S. workers continue to be unprepared to fully meet their financial needs in the face of key risks. This paper explores how Prudential’s Prutection Score (SM) tool can help employers measure how prepared their employees are for key financial risks (a key component of financial wellness) to better target educational efforts and employee benefits solutions.
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Planning Your Retirement? Expect the Unexpected
Half of retirees surveyed in Prudential’s research study retired earlier than they had planned, and most did so in response to factors outside of their control. This can strain individuals’ financial resources and significantly impact the level of retirement income generated from retirement savings.
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Planning for Retirement: A Generational Perspective
While the latest research from the Center for Retirement Research at Boston College indicates a slight improvement in the National Retirement Risk Index, long-term results indicate that today’s working-age households face much greater retirement security challenges than current retirees.
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Life Insurance: The Versatile Tool for Retirement Protection
Permanent life insurance can be used in several flexible ways to help protect against the multiple risks couples may face in retirement.
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Four Trends Making Budgeting More Important Than Ever
This paper explores four trends that are making budgeting increasingly important: a proliferation of social media, an increasingly cashless society, income volatility due to a shift toward temp and part-time work, and the growing cost of big-ticket items such as home and college.
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Planning for Retirement: Financial Areas of Focus for Empty Nesters
The point at which children leave home is a critical juncture, and a time that parents can reduce expenses to improve their retirement readiness, according to the latest research findings from the Center for Retirement Research at Boston College.
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Gig Workers in America – Profiles, Mindsets, and Financial Wellness
The gig work model has been adopted by both emerging and established firms and is fundamentally changing the employer-employee relationship. This Prudential sponsored survey seeks to understand the profiles of gig workers, exploring the consequences for workers’ pay, benefits and job security while identifying ways to help them achieve financial wellness.
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Finance Chiefs Express High Satisfaction with Pension Risk Transfers
Based on a 2017 CFO Research report, which was done in collaboration with Prudential, this article looks at the satisfaction levels of finance chiefs whose companies have purchased a group annuity to transfer pension risk as well as the trends which led to the decision to de-risk.
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