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Finance Leaders Interested in Pension De-Risking

Finance Leaders Interested in Pension De-Risking

With the 2017 tax law changes, finance leaders show an increased appetite for pension de-risking.

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Gig Economy Impact by Generation

Planning for Retirement: The Impact of Divorce

Divorce creates challenges for many American households in achieving financial security. 2017 tax law changes create additional challenges but also opportunities.

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Gig Economy Impact by Generation

Gig Economy Impact by Generation

The “gig economy” has become a significant source of employment for three generations of Americans – Millennials, Gen Xers and Baby Boomers. But no matter what age or lifestyle stage, all face challenges achieving financial wellness.

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Pioneering Workplace Financial Wellness

Pioneering Workplace Financial Wellness

Prudential has been an early pioneer in implementing financial wellness programs for its own employees, helping them to reduce financial stress and improve their financial lives. The company is now using those learnings to make financial wellness solutions available to other employers.

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The Long-Term Erosion of Financial Wellness

The Long-Term Erosion of Financial Wellness

Economic prosperity and security are slipping out of reach for many Americans as they struggle with the foundational elements of financial wellness: managing day-to-day finances, protecting against key financial risks, and achieving important financial goals.

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Planning for Retirement: A Generational Perspective

How Well Protected are Employees Against Key Financial Risks?

Most U.S. workers continue to be unprepared to fully meet their financial needs in the face of key risks. This paper explores how Prudential’s Prutection Score (SM) tool can help employers measure how prepared their employees are for key financial risks (a key component of financial wellness) to better target educational efforts and employee benefits solutions.

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Planning for Retirement: A Generational Perspective

Planning Your Retirement? Expect the Unexpected

Half of retirees surveyed in Prudential’s research study retired earlier than they had planned, and most did so in response to factors outside of their control. This can strain individuals’ financial resources and significantly impact the level of retirement income generated from retirement savings.

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Planning for Retirement: A Generational Perspective

Planning for Retirement: A Generational Perspective

While the latest research from the Center for Retirement Research at Boston College indicates a slight improvement in the National Retirement Risk Index, long-term results indicate that today’s working-age households face much greater retirement security challenges than current retirees.

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Life Insurance: The Versatile Tool for Retirement Protection

Life Insurance: The Versatile Tool for Retirement Protection

Permanent life insurance can be used in several flexible ways to help protect against the multiple risks couples may face in retirement.

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Planning for Retirement: Financial Areas of Focus for Empty Nesters

Four Trends Making Budgeting More Important Than Ever

This paper explores four trends that are making budgeting increasingly important: a proliferation of social media, an increasingly cashless society, income volatility due to a shift toward temp and part-time work, and the growing cost of big-ticket items such as home and college.

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Planning for Retirement: Financial Areas of Focus for Empty Nesters

Planning for Retirement: Financial Areas of Focus for Empty Nesters

The point at which children leave home is a critical juncture, and a time that parents can reduce expenses to improve their retirement readiness, according to the latest research findings from the Center for Retirement Research at Boston College.

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Gig Workers in America – Profiles, Mindsets, and Financial Wellness

Gig Workers in America – Profiles, Mindsets, and Financial Wellness

The gig work model has been adopted by both emerging and established firms and is fundamentally changing the employer-employee relationship. This Prudential sponsored survey seeks to understand the profiles of gig workers, exploring the consequences for workers’ pay, benefits and job security while identifying ways to help them achieve financial wellness.

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Finance Chiefs Express High Satisfaction with Pension Risk Transfers

Finance Chiefs Express High Satisfaction with Pension Risk Transfers

Based on a 2017 CFO Research report, which was done in collaboration with Prudential, this article looks at the satisfaction levels of finance chiefs whose companies have purchased a group annuity to transfer pension risk as well as the trends which led to the decision to de-risk.

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Institutional Investments Research

Research and insights on a variety of asset classes, including fixed income, real estate, and equity.