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How Well Protected are Employees Against Key Financial Risks?
Most U.S. workers continue to be unprepared to fully meet their financial needs in the face of key risks. This paper explores how Prudential’s Prutection Score (SM) tool can help employers measure how prepared their employees are for key financial risks (a key component of financial wellness) to better target educational efforts and employee benefits solutions.
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Planning Your Retirement? Expect the Unexpected
Half of retirees surveyed in Prudential’s research study retired earlier than they had planned, and most did so in response to factors outside of their control. This can strain individuals’ financial resources and significantly impact the level of retirement income generated from retirement savings.
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Planning for Retirement: A Generational Perspective
While the latest research from the Center for Retirement Research at Boston College indicates a slight improvement in the National Retirement Risk Index, long-term results indicate that today’s working-age households face much greater retirement security challenges than current retirees.
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Life Insurance: The Versatile Tool for Retirement Protection
Permanent life insurance can be used in several flexible ways to help protect against the multiple risks couples may face in retirement.
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Four Trends Making Budgeting More Important Than Ever
This paper explores four trends that are making budgeting increasingly important: a proliferation of social media, an increasingly cashless society, income volatility due to a shift toward temp and part-time work, and the growing cost of big-ticket items such as home and college.
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Planning for Retirement: Financial Areas of Focus for Empty Nesters
The point at which children leave home is a critical juncture, and a time that parents can reduce expenses to improve their retirement readiness, according to the latest research findings from the Center for Retirement Research at Boston College.
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Gig Workers in America – Profiles, Mindsets, and Financial Wellness
The gig work model has been adopted by both emerging and established firms and is fundamentally changing the employer-employee relationship. This Prudential sponsored survey seeks to understand the profiles of gig workers, exploring the consequences for workers’ pay, benefits and job security while identifying ways to help them achieve financial wellness.
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Finance Chiefs Express High Satisfaction with Pension Risk Transfers
Based on a 2017 CFO Research report, which was done in collaboration with Prudential, this article looks at the satisfaction levels of finance chiefs whose companies have purchased a group annuity to transfer pension risk as well as the trends which led to the decision to de-risk.
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