Prudential respects your privacy and we are committed to protecting it. We provide this online privacy statement to tell you how we may collect, use, share and retain information about you and about the choices you have when you:
- Visit our websites
- Receive or reply to email or other electronic communications from us;
- View or click on our ads or other Prudential online content;
- Interact with us on social media or websites and applications maintained by other parties
Websites Covered by This Privacy Statement
This website is controlled and operated by Prudential from the United States and is intended for residents of the United States. It is not intended to subject us to the laws or jurisdiction of any state, country or territory other than that of the United States. If you are visting from outside the United States, it may not necessarily be consistent with the laws and regulations of your home country.
Kinds of Information We Collect
You can browse our website without providing any personal information. However, if you choose to take advantage of some of the website’s features or services, we may ask you to provide certain personal information which may include information about you or that may be used to personally identify you or to contact you.
There are times when you may choose to give us personal information about you. For example, you may provide us with your name, telephone number, policy or account number, mailing address, email address, telephone number or date of birth when you:
- Request a quote for insurance;
- Request that a Prudential representative contact you
- Register for a service;
- Instruct us to perform a transaction;
- Fill out an online survey or form;
- Register for online access to access your account; or
- Download a mobile application.
We also collect information about visitors to our websites through technologies like cookies and pixel tags. The kind of information we may collect includes:
- Information from the browser and device you use to visit our websites or to use our mobile applications (such as the type of device, the operating system name and version, and the browser version);
- The IP Address and information related to the IP address (such as domain information, the Internet provider, and your geographic location)
- Website visitor data (such as the number of visitors to our websites, the pages visited, the features used, and how long you stay on our websites);
- How you search for our websites or applications (such as the domain name of the website from which you connect), what websites you click on from our website or emails, and your browsing activities across other websites (provided to us through a third party).
To do this, a unique cookie or pixel tag is placed on your browser.
A cookie is a small piece of information that a website can send to your browser and may then be stored on your computer's hard drive. It acts as an anonymous tag that identifies your computer, but not you personally. Cookies have the ability to store information about web pages viewed and the advertisements viewed or clicked. For registered customers, cookies can also save user information and screen preferences.
A pixel tag, also known as a clear GIF or web beacon, is an invisible tag placed on certain pages of our websites but not on your computer. When you access these pages, pixel tags generate a generic notice of that visit. They usually work in conjunction with cookies, registering when a particular computer visits a particular page. If you turn off cookies, the pixel tag will simply detect an anonymous website visit.
We also collect information through emails. From time to time, we may send you emails about our products and services, such as when you purchase a product from us or request us to perform a transaction regarding a product you own. Prudential and third parties with which we contract may collect information regarding your interaction with these emails, including whether you opened the email, how long you viewed the email, and whether you opened any links on the email.
How We Use Information
We use information collected online in several ways:
- To respond to your request for a call, referral, or quote
- To process transactions you request
- To tell you about products or services we offer
- To authenticate registered customers
- To conduct research and analysis
- To manage fraud and security risk
- To develop, manage, analyze and improve the use of our websites and our advertisements on other websites
- For our business purposes, such as developing new products and services and operating our business activities
We also collect information from cookies and pixel tags evaluate responses to surveys and our advertisements on other websites and to provide you with specific or relevant content such as articles and educational material when you visit our website.
Disclosure of Information
We may disclose information collected online to:
- The Prudential family of affiliated companies
- A Prudential agent or an independent insurance agent to provide you with a policy quotation or other information regarding insurance and financial service products
- Third parties as permitted or required by law, for example:
- Vendors that provide service to us
- Law enforcement authorities
- Credit bureaus
How We Protect Your Information
Prudential uses reasonable processes and technical security measures that are intended to keep personal information about its customers and employees secure and confidential. We limit access to personal information to those who need access to it to perform their job responsibilities.
Privacy Protection Policy
To access online information about your Prudential account, you may register for access through https://www.prudential.com/clientenroll. We may collect information that you voluntarily provide on this site. If you don't want to give us this information via the Internet, you may call the following for service:
- 1-800-PRU-HELP (778-4357)
- The telephone number associated with the particular online form
- Your Prudential representative
We may also supplement the information we collect from you with information we receive from other sources.
Children's Privacy Online
Our websites are not directed toward children. We do not knowingly collect or post information from children under the age of 13. You can learn more about children's privacy and the Children's Online Privacy Protection Act (COPPA) at the Federal Trade Commission's website at http://www.ftc.gov.
This privacy statement is effective as of January 2016. We reserve the right to change this statement at any time. If we change it, we will post the current privacy statement on the “Privacy Center” page. Any changes to this statement will be effective as of the day they are posted.
It is important for us to know what visitors have to say about our website. To contact us with your questions or comments, please call 1-800-PRU-HELP (778-4357).