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Don't Pass Up a Good Deal

Mar 22, 2016 2 min read

Key Takeaways

  • Workplace bennies can really boost your well-being.
  • Raising your hand at work could get you a raise.
  • Say maybe to promotional offers. (You never know.)

 

“No thanks, I’m good.”

 

 

How many times a day do we utter this phrase? Passing on offers thrown our way make us feel in control, but we may actually be saying no to many of the right things (and yes to a few wrong ones).

 

1. Would you like to enroll in employer benefits?

“No thanks, I’m good.”

Like many Americans, do you feel that life and disability coverage is too expensive and/or not applicable to you? Perhaps you breeze past the medical and dental benefits because you assume your spouse’s coverage is cheaper, or feel you can’t afford to contribute to the 401(k) plan.

Reasons to say YES:

Did you know leveraging your workplace benefits significantly increases your family’s wellness, both financially and physically? There are a multitude of options that can make your life easier and save you money. For example, did you know that many companies offer employees a tax-free transportation account to set aside money to pay for monthly commuting costs? Not only does this benefit lower your taxable income but it can help you budget your money better by having transportation expenses automatically taken out of your paycheck.

 

2. The meeting is voluntary, but would you like to attend?

“No thanks, I’m good.”

Opportunities for advancement at work present themselves frequently, and you unintentionally may be missing them.

Reasons to say YES:

2 in 10 Americans love their jobs so much they would do it for free. How does one become part of this coveted crew? Doing what you love doesn’t necessarily mean a career change, it could just mean tapping into the right niche at your current job. Attending voluntary meetings demonstrates initiative - and could reveal details of the direction of your company or team that you may want to be a part of. Even showing up for social events affords the opportunity for peers and managers to get to know you in more relaxed environment, which could open doors for new projects that fit your skill set and larger career goals.

 

3. Would you like to hear about our promotional offer?

“No thanks, I’m good.”

With eyes ahead while walking briskly, our knee-jerk reaction to this all-too-common question is likely no! (and often before the salesman completes the question).

Reasons to say YES:

Promotions can truly save you money. Credit card offers can provide a way to consolidate debt at an introductory rate, allowing you to build your credit rating while enjoying a low interest rate. Though this isn’t a free pass to take on more debt, it can be worth a quick listen.

 

What you can do next

Learning to say yes to the right things could make you healthier and wealthier, at work and at home.

If you secure tomorrow, you can enjoy today.

Help make sure your loved ones are protected if something happens to you, with Prudential Life Insurance.

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