What you can do next
If you’re not a devoted DIY investor or someone sitting on a mountain of wealth, you may want to consider a managed account Opens in new window. For a set fee, a licensed money manager will match you with a diversified, typically low-cost investment portfolio pegged to your personal goals and risk profile, and rebalance your account periodically to keep you on track. And while the modern version of these services use “robo advisors” to do the dirty work, you can also go with a “hybrid” for heavy lifting with a human touch.
And remember: Investing involves risk. You can lose money. Got it?