What you can do next
Don't wait until your child turns 26 to help them explore health insurance options. The time to start planning is months ahead of that significant birthday. Sit down and discuss with them, in detail, their income and employment situation. What kind of plan would make the most sense for them? Ensure they understand all of their options and that they are comfortable navigating the marketplace website well ahead of time. Explain to them that, while it may be overwhelming, it's also an important step toward becoming a truly independent adult.