What you can do next
Caring for a child with special needs will last a lifetime — and beyond. While you are researching the best treatments and therapies for your child today, keep an eye on how they will receive the care they require after your death. Achieving a Better Life (ABLE) accounts let you contribute up to $15,000 a year after-tax in exchange for tax-free earnings. Accounts up to $100,000 in value won't limit SSI eligibility.
Please consult your tax and legal advisors regarding your particular circumstances.