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Tool: Voluntary Benefits Because You Never Know…

Benefit information, coverage, and/or costs are for illustrative/example purposes only. Benefits are based on a sample plan design. Actual benefits and costs may vary. Benefits paid by these coverages maybe used for medical and non-medical expenses.

Group Accident, Critical Illness, and Hospital Indemnity Insurance coverages are Limited Benefit Policies issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. These policies are not a substitute, nor does it provide for medical or Medicare coverage as defined by Federal law, and certain states may require the insured to have medical coverage in order to enroll. These policies or their provisions may include certain limitations and exclusions and vary or be unavailable in some states. Accident Insurance does not provide coverage for sickness. Benefit provisions are subject to State and Federal mandates. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. For details concerning entire coverage, review your policy/certificate carefully or contact Prudential. Contract Series: 83500 and 114774.

This coverage is not health insurance coverage (often referred to as “Major Medical Coverage”). This type of plan is NOT considered “minimum essential coverage” under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage.

©2019 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, the Rock symbol, and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.

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