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Every American worker deserves a retirement they can count on.

Prudential can help you engineer better outcomes for your organization and employees.

Schedule a plan assessment

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Since the pandemic began, American workers are even more concerned about retirement.

Key findings from the Prudential 2020 Financial Wellness Census

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More than half of Americans said their financial health was negatively impacted amid the crisis.

26% of respondents had an income disruption (including furlough, reduced compensation or hours).

Nearly 1 in 5 saw their household income fall by half or more in the months following the outbreak.

48% of Americans are worried about their financial future.

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But it doesn’t have to be this way

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With 145 years of experience, in good times and challenging ones, Prudential has deep expertise in designing retirement plans workers can count on.

Today, thousands of organizations turn to Prudential to help protect millions of workers with retirement plans built for today’s toughest challenges.

Prudential can assess your specific needs and craft a plan that can help differentiate you from the competition in these unprecedented times.

To help workers invest, insure, retire and plan with confidence, turn to Prudential.

Schedule a plan assessment

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We start with a Smart Plan Design

Prudential retirement plans offer services and solutions designed to help deliver targeted outcomes.

We can help you determine the best Qualified Default Investment Alternative (QDIA) to offer, help ensure participants have appropriate asset allocation options, and establish automatic ways to help plan participation and improve savings rates.

We can even help you research the retirement offerings of your competition or organizations similar to yours and custom-design a plan to help with recruitment and retention.

Solutions include:

  • Auto Enroll
  • Auto Escalation
  • QDIA

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Then we build an “Income for Life”* Strategy

More than a savings plan, Prudential can help you build a true retirement plan. One that helps workers get to and through retirement, certain of steady income, even in uncertain times.

Our solutions enable a plan mechanism to be put in place helps protect workers' income throughout retirement. So, a 67-year old that retires today with an income plan will continue receiving a guaranteed amount of income for the rest of their life, regardless of market downturns in the future. It's a type of protection that helps offer peace of mind.

Solutions include:

  • Protected Lifetime Income
  • Sustained Potential for Growth
  • Downside Market Income Protection

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And meet today’s challenges with Financial Wellness Solutions1

COVID-19 made an impact on the retirement plans of many American workers. Plan sponsors and advisors now have an opportunity to optimize retirement plans to provide the best outcomes for participants.

Our integrated financial wellness tools and resources address challenges preventing workers from saving for retirement. Help workers prepare for unexpected expenses and reduction or loss of wages. And help manage student loans, credit card debt, and other financial hardships so workers can retire on time with confidence.

Solutions include:

  • Emergency Savings
  • Debt Management Strategies
  • Student Loan Assistance

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Workers today are even more focused on benefits.2

One year ago, 2/3 of workers surveyed felt that benefits were an important part of their compensation. They are now significantly more likely to say that benefits would keep them at a job.

  • 75% of adults agree that due to the pandemic, they feel that access to benefits through an employer/organization is more important than ever before.
  • 72% agree a strong benefits package (including life and disability insurance, and non-health benefits) is a big part of why they stay at their job.

Source: 2020 Morning Consult poll conducted for Prudential.

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We count on American workers. They deserve a retirement they can count on.

Schedule an appointment to conduct a retirement plan assessment with a Prudential representative.

Advisors and current Prudential customers, please contact your Prudential representative.

If you aren’t currently a Prudential customer, but want more info on how we can help, speak with your advisor or call us at call 800-353-2847.

Schedule a plan assessment to conduct a Retirement Plan Assessment opens in a new window

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Footnotes

*Guarantees are based on the claims-paying ability of the insurance company and are subject to certain limitations, terms and conditions. Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force

  • 1 Financial Wellness offerings, including access to any third-party referrals, are provided by Prudential Workplace Solutions Group Services, LLC ("PWSGS"). PWSGS is an affiliate of Prudential Financial, Inc. PWSGS is not a licensed insurance company, does not provide insurance products or services, and does not provide financial, investment or tax advice. The Financial Wellness offerings are made available solely for general financial education purposes. Individuals should consult appropriate professionals when making financial, investment and tax decisions. Financial Wellness offerings, including any products, services or other solutions, described in this document are voluntary, individually-selected offerings. They are not part of any employee benefit plan, or any program sponsored or endorsed by an employer.
  • 2 This poll was conducted by Morning Consult on behalf of Prudential Financial between August 3 and August 4, 2020 among a national sample of 2,000 adults who are currently employed or are seeking employment, excluding those who do not consider themselves to be in the labor force or job market. The interviews were conducted online, and the data were weighted to approximate a target sample based on age, gender, educational attainment, race/ethnicity, and region. Results from the full survey have a margin of error of +/- 2 percentage points.

For Plan Sponsor and Advisor Use Only.

Financial Wellness offerings, including access to any third-party referrals, are provided by Prudential Workplace Solutions Group Services, LLC (“PWSGS”). PWSGS is an affiliate of Prudential Financial, Inc. PWSGS is not a licensed insurance company, does not provide insurance products or services, and does not provide financial, investment or tax advice. The Financial Wellness offerings are made available solely for general financial education purposes. Individuals should consult appropriate professionals when making financial, investment and tax decisions.

©2020 Prudential Financial, Inc. and its related entities. Prudential, the Prudential logo, and the Rock symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

Participants using the Retirement Income Calculator should consider other assets, income and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) when assessing the adequacy of the estimated income stream as provided by this tool. The Retirement Income Calculator is hypothetical and for illustrative purposes only and is not intended to represent performance of any specific investment, which may fluctuate. There is no assurance that retirement income objectives will be met. It is possible to lose money by investing in securities.

 

For Compliance Use Only: 1041503-00001-00