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Innovative Strategies to Help Maximize Social Security Benefits

Oct 12, 2020

Key Takeaways

  • Married couples may leave money on the table if Social Security benefits are not integrated properly.
  • Even divorced spouses, widows, and widowers have strategies available to maximize their benefits.
  • Don't forget other sources of income (e.g., IRA withdrawals) when calculating your future retirement income.


Developing a Social Security claiming strategy is an important component to helping enhance retirement security. This updated 2020 edition incorporates changes made to certain claiming strategies as a result of the Bipartisan Budget Act of 2015. In addition, it highlights ways in which withdrawals from retirement savings vehicles, such as 401(k) plans and IRAs, can be integrated with a Social Security claiming strategy to maximize retirement income.


Read More

For a deeper dive on Social Security claiming strategies for those married, divorced, or widowed, read Innovative Strategies to Help Maximize Social Security Benefits  

 You may also be interested in other Social Security topics.

The Prudential Insurance Company of America, Newark, NJ

Please consult with your tax and legal advisors regarding your personal circumstances when electing a claiming strategy for Social Security benefits.



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