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The Long-Term Erosion of Financial Wellness

Jul 08, 2020

Key Takeaways

  • Changes taking place over the last several decades have set the stage for financial challenges.
  • Younger Americans may find it harder to save for retirement or protect against unexpected events.
  • Prudential research identifies opportunities to overcome these financial challenges.

Many Americans are struggling to achieve the foundational elements of financial wellness: managing day-to-day finances, protecting against key financial risks, and achieving important financial goals. Several trends are contributing to this phenomenon, and while problematic today, may prove even more dire tomorrow—especially for younger generations finding it difficult to save for retirement or protect against unexpected life events. Recent research from Prudential explores the financial wellness challenges Americans are facing, and identifies a number of opportunities to overcome them.

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For more information on challenges Americans are facing, download The Long-Term Erosion of Financial Wellness  .

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