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The State of Financial Wellness in America

Key Takeaways

57% of employees are very or somewhat stressed about their financial situations.
Sources of stress include saving for the future, paying monthly bills, and credit card debt.
Employers can take several steps to help employees improve their financial wellness.

Findings from Employee Self-Assessments Research¹by Prudential sheds new light on how employees at a national level view their own financial wellness. An alarming 57% of employees are very or somewhat stressed about their financial situation. The top 3 reasons for financial stress are saving for the future (67%), paying monthly bills (57%), and credit card debt (42%) ².

This report highlights:

The state of financial wellness in the U.S.
How employees assess their behaviors when it comes to managing day-to-day finances, achieving important financial goals, and protecting against key financial risks.
What employers can do to help employees improve their financial wellness.

To view a summary of Prudential's research, read The State of Financial Wellness in America

You may also be interested in other Financial Wellness topics.

¹Prudential, 2017 Financial Wellness Study. Based on a survey of full-time employees who have medical insurance; therefore, the results may appear higher than comparisons to national averages.

² Among respondents who are very or somewhat stressed. Respondents could select more than one reason.

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