It’s that time of year – the annual open enrollment season is upon us. Yet while it’s tempting to simply check off last year’s boxes in your employee benefits program, it’s smart to make sure you’re getting full value from everything that’s available to you. Have you received a promotion at work or a change in your marital status? Are you anticipating a child or getting ready to make college tuition payments? Take these changes into account as you review the benefits your employer offers, how you’re using them, and whether some you may have skipped over in the past might make sense for you now.