- 1 The availability of coverage and rates will vary based on company underwriting criteria including, but not limited to, age, sex, health history, smoking status, and residency. Underwriting rules are subject to change at our discretion. Automatic and jumbo limits are graded down by age, rating, and special risks (e.g., foreign residence and travel, entertainers, professional athletes, etc.)
- 2 Conversion to survivorship policies may be discontinued at our discretion.
- 3 The Comdex is a composite index, calculated by EbixExchange, which is the average percentile of a life insurance company’s financial strength ratings. The Comdex is not a rating itself. It is a composite of all of the ratings that the company has received. The Comdex gives the company’s standing, on a scale of 1 to 100, in relation to other companies that have been rated by the services. It is an objective value based solely on the mathematical distribution of all of the companies that have been rated. It is based on the ratings issued by the following rating services: A.M. Best, Standard & Poor’s, Moody’s Investors Service, and Fitch.
Created Exclusively for Financial Professionals. Not for Use with Consumers.
For Compliance Use Only: 1014014-00004-00 Ed. 09/2020