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Variable Life Insurance

Variable life insurance can help meet the permanent protection needs of clients while providing them with the opportunity to build cash value, which they can access as their needs change over time.

Prudential offers a few variable life insurance policies, each designed for certain needs.

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VUL Protector®

Flexible premium, permanent life insurance that has the potential to provide cash value accumulation.

Works well for:

  • Additional Protection Strategy
  • Wealth Transfer
  • Income Protection
  • Deferred Compensation Plans

Design Highlights

Adjustable No-Lapse Guarantee period up to lifetime (based on the number, amount, and timing of premium payments).

Over 60 underlying investment options covering a broad range of asset classes and styles from well-known fund companies.

Age Last Birthday Advantage Available: Issue age based on a client’s age at their last birthday NOT nearest.

Death Benefit Options: A (fixed), B (variable).

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PruLife® Custom Premier II

Permanent death benefit protection with a focus on the potential to build cash value, perhaps to supplement income.

Works well for:

  • Supplementing Retirement Income Strategy
  • Deferred Compensation
  • Executive Bonus
  • Split Dollar

Design Highlights

Flexible premium, permanent life insurance designed for greater cash value accumulation potential. 20th-year cash value accumulation potential.

Two No-Lapse Guarantee Periods:

  1. Short Term (Ages 0 – 59: 8 years and Ages 60+: 6 years)
  2. Limited (All ages: greater of 10 years or age 75)

Designed to provide early protection from lapse while the policy is just starting out and may not have sufficient value to withstand market volatility.

Over 60 underlying investment options covering a broad range of asset classes and styles from well-known fund companies.

Age Last Birthday Advantage Available: Issue age based on a client’s age at their last birthday NOT nearest.

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PruLife® SVUL ProtectorSM

A survivorship policy designed to meet the death benefit and wealth transfer needs of clients in a cost-effective way, with cash value growth potential and an adjustable guarantee.

Works well for:

  • Wealth Transfer
  • Trust Planning
  • Estate Equalization
  • Business Planning

Design Highlights

Cost-effective, permanent life insurance that has the potential to provide cash value accumulation and access.

Adjustable No-Lapse Guarantee (based on factors including the number, amount, and timing of premium payments).

Over 50 underlying investment options covering a broad range of asset classes and styles from well-known fund companies.

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Term Life Insurance

Budget-friendly, temporary protection with conversion privileges. Prudential offers five different term life insurance policies.

Universal Life Insurance

Long-term or even permanent life insurance coverage. Prudential's UL policies offer death benefit protection, no-lapse guarantees, and the potential to build cash value.

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Life Insurance Sales Desk

    Call Us: 844-458-9006

   Email Us: lifesalesdesk@prudential.com

If you’re already appointed with Prudential, visit PruXpress to learn more about how life insurance can help your clients meet their protection needs.

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Footnotes

Created Exclusively for Financial Professionals. Not for Use with Consumers.

For Compliance Use Only: 1007714-00001-00  Ed. 09/2018