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Intended for Financial Professional and Institutional Plan Sponsor Use

Pru-DayOneFunds-Attestation

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Prudential Day One® Target Date Funds Collective Investment Trusts (CITs)

 

Select a Vehicle Structure

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About Day One CITs

Designed to solve for the right risks at the right time, the Day One Collective Investment Trust Funds offer a glidepath that addresses the risks faced by participants during the Accumulation, Preservation and Inflation Protection stages of retirement planning.

The funds also offer exposure to a diversified array of asset classes, including: equities, fixed income and non-traditional asset classes like TIPS, commodities, and real estate.

Performance Information

Browse and compare performance details for all of the Prudential Day One CITs.
 

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Explore Fund Allocations

 

Domestic Equity

International Equity

Fixed Income

Non-Traditional

Funds

Broad
Market

Large
Cap

Mid
Cap

Small
Cap

Total

Developed
Markets

Emerging
Markets

Total

Core
Bond

Short
Term

Core
Plus
Bond

TIPS

Total

Commodities

Real
Estate

Total

 Day One 2065

16.50%

25.00%

9.15%

5.00%

55.65%

24.95%

9.00%

33.95%

-

-

3.40%

-

3.40%

3.00%

4.00%

7.00%

 Day One 2060

16.50%

25.00%

9.15%

5.00%

55.65%

23.95%

8.60%

32.55%

-

-

4.80%

-

4.80%

3.00%

4.00%

7.00%

 Day One 2055

16.50%

25.50%

8.79%

5.00%

55.79%

22.81%

7.60%

30.41%

-

-

6.80%

-

6.80%

3.00%

4.00%

7.00%

 Day One 2050

16.50%

25.67%

8.23%

5.00%

55.40%

21.40%

6.60%

28.00%

1.40%

-

6.80%

1.40%

9.60%

3.00%

4.00%

7.00%

 Day One 2045

16.10%

24.34%

7.80%

4.92%

53.16%

19.04%

5.60%

24.64%

3.20%

-

8.00%

3.60%

14.80%

3.40%

4.00%

7.40%

 Day One 2040

15.54%

24.11%

5.98%

4.50%

50.13%

15.87%

4.20%

20.07%

4.40%

1.40%

8.80%

7.20%

21.80%

4.00%

4.00%

8.00%

 Day One 2035

14.56%

23.14%

3.83%

3.77%

45.30%

13.30%

2.60%

15.90%

5.40%

3.20%

11.20%

10.60%

30.40%

4.00%

4.40%

8.40%

 Day One 2030

11.64%

19.71%

2.83%

2.83%

37.01%

10.59%

1.20%

11.79%

6.80%

5.80%

13.80%

15.40%

41.80%

4.40%

5.00%

9.40%

 Day One 2025

8.96%

17.46%

1.99%

1.99%

30.40%

8.20%

-

8.20%

9.60%

7.40%

15.00%

19.40%

51.40%

5.00%

5.00%

10.00%

 Day One 2020

7.80%

15.12%

1.74%

1.74%

26.40%

6.60%

-

6.60%

12.40%

8.40%

15.40%

20.80%

57.00%

5.00%

5.00%

10.00%

 Day One 2015

7.02%

12.78%

1.30%

1.30%

22.40%

5.60%

-

5.60%

14.20%

9.40%

16.00%

22.40%

62.00%

5.00%

5.00%

10.00%

 Day One Income

6.30%

11.70%

1.00%

1.00%

20.00%

5.00%

-

5.00%

16.00%

10.00%

16.00%

23.00%

65.00%

5.00%

5.00%

10.00%

ALLOCATIONS ARE AS OF JANUARY 3, 2022. PLEASE NOTE THESE ALLOCATIONS ARE SUBJECT TO CHANGE.

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For additional information, please call 1-877-275-9786

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Risks—Mutual fund investing involves risk. Some mutual funds have more risk than others. The investment return and principal value will fluctuate, and investors’ shares, when sold, may be worth more or less than the original cost. Fixed income investments are subject to interest rate risk, and their value will decline as interest rates rise. Asset allocation and diversification do not assure a profit or protect against loss in declining markets. There is no guarantee a Fund’s objectives will be achieved. The risks associated with each fund are explained more fully in each fund’s respective prospectus. TIPS may experience greater losses than other fixed income securities with similar durations. Unique risks associated with real estate and commodities may cause these investments to react differently to market conditions than traditional investments. Commodities may be speculative and more volatile than investments in more traditional equity and debt securities.

This material is being provided for informational or educational purposes only and does not take into account the investment objectives or financial situation of any client or prospective clients. The information is not intended as investment advice and is not a recommendation. Clients seeking information regarding their particular investment needs should contact their financial professional.

The target date is the approximate year in which investors plan to retire. The funds are designed for investors who plan to gradually withdraw assets from the fund over a moderate time period following retirement. Each fund invests in underlying funds that provide exposure to fixed income, equity and non-traditional asset classes. The asset allocation of the target date funds will become more conservative as the target date approaches and for ten years after the target date by lessening the equity exposure and increasing the exposure in fixed income investments.  The principal value of an investment in a target date fund is not guaranteed at any time, including the target date. There is no guarantee that the fund will provide adequate income through retirement.

A target date fund should not be selected solely based on age or retirement date. Before investing, participants should carefully consider the fund’s investment objectives, risks, charges and expenses, as well as their age, anticipated retirement date, risk tolerance, other investments owned, and planned withdrawals.

The stated asset allocation may be subject to change. It is possible to lose money in a target date fund, including losses near and following retirement. These risks may be increased to the extent investors begin to make withdrawals from the fund significantly before the target date. Investments in the funds are not deposits or obligations of any bank and are not insured or guaranteed by any governmental agency or instrumentality. For investors close to or in retirement, the fund’s equity exposure may result in investment volatility that could reduce an investor’s available retirement assets when they are needed. For investors farther from retirement, there is a risk that a fund may invest too much in investments designed to ensure capital conservation and/or current income, which may prevent the investor from meeting his/her retirement goals.

Prudential Day One Funds may be offered as: (i) collective investment trust funds established by Prudential Trust Company, as trustee, a Pennsylvania trust company located in Scranton, PA and a Prudential Financial company, and (ii) registered mutual funds offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. Prudential Trust Company is solely responsible for its own contractual obligations and financial condition. Offers of the collective investment trust funds may only be made by sales officers of Prudential Trust Company.

The Day One Funds, as collective investment trusts, are investment vehicles available only to qualified retirement plans, such as 401(k) plans and government plans, and their participants. Unlike mutual funds, The Day One Funds, as collective investment trusts, are exempt from Securities and Exchange Commission registration under both the Securities Act of 1933 and the Investment Company Act of 1940, but are subject to oversight by state banking or insurance regulators, as applicable. Therefore, investors are generally not entitled to the protections of the federal securities laws.

© 2022 Prudential Financial, Inc., and its related entities. Prudential, the Prudential logo, the Rock symbol, Prudential Day One, and Bring Your Challenges are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.

For Compliance Use Only: 1030053-00004-00 Ed. 04/2022