Your Clients’ Retirement Income Certainty Can Start Today
Prudential Immediate Income Annuity
A fixed annuity that helps your clients turn their savings into guaranteed income that can last for the rest of their life.
Offer Your Clients an Immediate Income Strategy That Is:
For illustrative purposes only. The guaranteed income amount could be more or less depending on many factors, including when you purchase the annuity.
These web pages are for informational or educational purposes only; they are not intended as investment advice and are not a recommendation about managing or investing your retirement savings. In providing this information, PICA (The Prudential Insurance Company of America) is not acting as your fiduciary as defined by any applicable laws and regulations.
- Why does the company behind the annuity matter?
When the time comes for your clients to use the benefits that are offered by an annuity, it is important to remember that all guarantees are backed by the claims-paying ability of the issuing insurance company.
- Can Prudential help me determine if an annuity is right for my clients?
It's up to you to determine if an annuity is suitable for your clients. Prudential Annuities does not provide investment advice. The selections you choose together with your clients are all dependent on their investment goals and their risk tolerance.
- What happens if my clients need access to their money?
- The Prudential Immediate Income Annuity provides periodic payments, but has no account value or cash surrender value, does not permit loans, and generally does not allow other withdrawals. Costs are factored into the payment amount. Annuity income payments and any distribution made under the annuity are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax.
Annuity contracts contain exclusions, limitations, reductions of benefits and terms for keeping them in force.
All references to income certainty and guarantees are subject to the terms of the payout option and are backed by the claims-paying ability of the issuing company.
Issued on contract: PI-SPIA/IND(2/14), et al. or state variation thereof.
For Compliance Use Only: 0308424-00001-00