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that can provide income for life.
That's financial wellness.
Some clients need an income stream now while others are planning for a retirement years away. We have a range of annuity products to help meet all these different challenges.
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Actions Annuities Products to Meet a Broad Range of Client Needs
Annuities Products to Meet a Broad Range of Client Needs
Leverage annuities as a part of an overall retirement strategy to help clients manage the financial needs that many other products don't address. We offer a diverse set of products to help you serve the needs of many types of clients. We constantly look for the next challenge to solve, and strive to create products to help your clients successfully plan for the future.
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Investing for the Future
FlexGuardSM indexed variable annuity
offers clients unique growth opportunities in up markets and a level of protection during market downturns
PruSecure Fixed Indexed Annuity
provides guaranteed asset protection from market loss and
the opportunity for growth.
Prudential Premier® Investment Variable Annuity
can help your clients grow their assets with tax deferral and
other growth efficiencies.
Creating Guaranteed Lifetime Income
Prudential Premier Retirement with Highest Daily Lifetime® Income Optional Benefit
provides guaranteed daily growth of lifetime income no matter how the markets perform.
Prudential Defined Income Variable Annuity
offers predictable lifetime income and the flexibility to start it any time.
Prudential Fixed Annuity with Daily Advantage Income BenefitSM
provides predictable lifetime income that is guaranteed to grow daily until income begins while providing principal protection
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Wealth Transfer
Prudential Premier Retirement with Legacy Protection Plus Optional Death Benefit
can help your clients grow, protect and control their legacy.
Immediate Income
Prudential Immediate Income Annuity
is a fixed immediate annuity designed for clients looking for income now, or soon.
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For Independent Marketing Organizations
SurePath Income® Fixed Indexed Annuity
provides guaranteed lifetime income and principal protection.
SurePath®Fixed Indexed Annuity
offers 100% principal protection from market volatility with the
opportunity for growth.
For Registered Investment Advisors
Prudential MyRock℠ Advisor Variable Annuity
is an advisory solution that offers clients income options and flexibility.
Prudential Premier® Advisor Variable Annuity
is a tax-efficient strategy specifically for Registered Investment Advisors.
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Partner with us, and we’ll invest in you.
Partner with us, and we’ll invest in you.
Contact your wholesaler today and have our team of experts and resources work for you.
Call us at 844-207-6979
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Actions footnote
Investors should consider the features of the contract, index strategies, and the underlying portfolios' investment objectives, policies, management, risks, charges and expenses carefully before investing. This and other important information is contained in the prospectus or by contacting the National Sales Desk. Clients should read the prospectus carefully before investing.
Annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), located in Newark, NJ (main office), or by Prudential Annuities Life Assurance Corporation located in Shelton, CT (main office). Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Prudential Annuities is a business of Prudential Financial, Inc.
An annuity is a long-term investment designed for retirement purposes. Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges. Withdrawals and distributions of taxable amounts are subject to ordinary income tax and, if made prior to age 59½, may be subject to an additional 10% federal income tax penalty, sometimes referred to as an additional income tax. Withdrawals reduce the account value and the living and death benefits.
A fixed indexed annuity (FIA) is a tax-deferred financial tool designed for the long term. It offers a level of protection for your clients’ money against loss with the opportunity for it to grow based on the performance of a specific market index, or combination of indices. With a FIA, your clients’ money is not actually invested in any index, but rather may earn interest based on the index’s performance. There may typically be upper limits known as cap rates and participation rates, on the amount of potential interest credited in a given period, as well as a floor that offers downside protection. For complete information about the annuity, please refer to the PruSecure Important Information Disclosure Statement PDF opens in a new window and / or the SurePath Important Information Disclosure Statement PDF opens in a new window.
A fixed annuity is a financial tool that provides a guaranteed rate of return on the principal amount for a specified period. Withdrawals from a fixed annuity may be subject to surrender charges and/or Market Value Adjustment. For complete information, please refer to the Important Disclosure Statement PDF opens in a new windowwhich is also available from your financial professional.
All references to guarantees, including the benefit payment obligations, arising under the annuity contract guarantees, any index strategy crediting or annuity payout rates are backed by the claims-paying ability of Prudential Annuities Life Assurance Corporation do not apply to the underlying investment options. Those payments and the responsibility to make them are not the obligations of the third party broker/dealer from which this annuity is purchased or any of its affiliates.
Withdrawals in excess of the income amount impact the value of a product or benefit and can also affect the certainty of the income. An excess withdrawal occurs when cumulative Lifetime Withdrawals exceed the income amount in an annuity year. If an excess withdrawal is taken, only the portion of the Lifetime Withdrawal that exceeds the remaining income amount for that year will proportionally and permanently reduce future guaranteed amounts. If an excess withdrawal reduces the account value to zero, no further amount would be payable and the contract terminates.
Optional living and death benefits may not be available in every state and may not be elected in conjunction with certain optional benefits. Optional benefits have certain investment, holding period, liquidity, and withdrawal limitations and restrictions. The benefit fees are in addition to fees and charges associated with the basic annuity. Please see the prospectus for more information.
The Defined Income Benefit, available with the MyRock Advisor Variable Annuity, cannot be cancelled in the first year following election; however, upon specified events, we may terminate the benefit.
All products and/or options may not be available in all states or with all firms.
Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please have your clients consult their own attorney or accountant.
Created Exclusively For Use by Financial Professionals. Not For Consumer Use.
For Compliance Use Only: 1003631-00011-00
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