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Prudential Advisors is a brand name of The Prudential Insurance Company of America and its subsidiaries.

Securities products and services are offered through Pruco Securities, LLC, (PRUCO) (member SIPC).

Life insurance and annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and/or NJ) and Pruco Life Insurance Company of New Jersey (in NY and/or NJ). Financial planning and investment advisory services are offered through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. All are Prudential Financial companies located in Newark, NJ and each is solely responsible for its own contractual financial obligations.

Disability income insurance, long-term care insurance, and health insurance are issued by unaffiliated insurers are sold through Prudential Insurance Agency, LLC (PIA). Availability varies by carrier and state.

Assurance IQ, a wholly-owned subsidiary of Prudential Financial, Inc., matches buyers with products such as life and health insurance and auto insurance, enabling them to make purchases online or through an agent. Neither Prudential Financial, Inc. nor Assurance IQ offers, underwrites, or administers health plans or health insurance policies. Not Affiliated with the US Government or Federal Medicare Program.

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Prudential and its representatives do not give legal or tax advice. Please consult your own advisors regarding your particular situation.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc, which is headquartered in the United Kingdom.

Pruco Life Insurance Company, an Arizona company - California COA # 3637. The Prudential Insurance Company of America - California COA # 1179. The Prudential Life Insurance Company of America Newark, NJ.

Securities and Insurance Products:
Not Insured by FDIC or any Federal Government Agency | May Lose Value | Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate.

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J Stephen Richardson

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Steve Richardson

Financial Planner

My Focus Areas are Protecting Your Family, Saving for Retirement, Living in Retirement, Financial Strategy, Saving for Education and Small Business

Working hard for clients in the financial services industry for over 20 years.

Let's Talk

For information on our services and fees, refer to: Pruco Securities Form CRS (Prudential Advisors)Opens in a new window.

As a Financial Professional with Prudential, I can help you with many of the financial questions you have - from evaluating insurance needs to helping you prepare for college costs or meeting your retirement goals. My promise: to work tirelessly to help you achieve your goals. At Prudential, we are dedicated to building and maintaining close relationships with our customers– relationships founded on trust, respect and integrity. No matter what stage of life you find yourself in, as a Prudential Financial Professional, I can help you find solutions to your financial challenges. So whether you're 'Just Starting Out,' 'Settling into Retirement,' or somewhere in between, let's discuss your current financial situation, goals and challenges – and together we can help you meet your challenges.

I've lived in Central PA for 20 years and enjoy family time with my wife and two children. I love following soccer and auto racing.

I'm Most Proud Of: when I can help clients identify, plan for, and ultimately achieve their financial goals.

Solutions

Life Happens. Being prepared makes all the difference.

You have options when it comes to your financial future - no matter your life situation.

Exploring Financial Strategies

We’ll work together on your toughest investment challenges – whether you need reliable income, protection from market volatility and other risks, or continuing your family legacy.

Living in Retirement

Discover how our annuity options can help you create income for retirement and may be right for your personal financial needs. A Traditional or Roth IRA can also be an option to help you save for the future with either tax-free growth or on a tax-deferred basis.

Saving for Retirement

Get help reaching your retirement goals on your terms with an annuity, 401(k) or IRA. An annuity can be a way to provide retirement income and defer year-end taxes, and an IRA and 401(k) give you options to save for the next phase of your life. See if one or all of these retirement vehicles are right for you.

Experience

Financial Advisor

Members 1st Investment Services

October 2008 - October 2018 | West Shore/Gettysburg

The Prudential Difference

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Licenses/Registration
- Property & Casualty: PA
- Variable Annuities: NC, PA
- Securities License: AR, FL, NC, PA
- Variable Life Insurance: NC, PA
- Fixed Annuities: NC, PA
- Life Insurance: NC, PA

J Stephen Richardson offers financial planning and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. J Stephen Richardson offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255 For information on our services and fees, refer to: Pruco Securities Form CRS (Prudential Advisors)Opens in a new window.

Check the background of this investment professional on FINRA’s BrokerCheck.

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J Stephen Richardson

Steve Richardson

Steve Richardson

About Steve Richardson

Solutions