Nicholas Pavao, CRPC

Financial Advisor

My Focus Areas are Protecting Your Family, Saving for Retirement, Living in Retirement, Financial Strategy, Saving for Education and Small Business

I speak English

About Nicholas Pavao, CRPC

Nothing compares to the feeling of helping a family or individual plan for their financial future. For some these words are said as pleasantries but for me I mean it whole heartedly.

It is my passion to partner with clients and together tackle uncertain futures to ensure brighter tomorrows. This is done with experience, expertise, professionalism, and above all else, compassion.

I'm Most Proud Of: Hearing from clients about how our team helped improve their life. There's nothing better!

Life Happens. Being prepared makes all the difference.

You have options when it comes to your financial future - no matter your life situation.


As a business owner, you have a lot to protect – your business, your employees and your family. Life insurance is often purchased for personal financial protection but can also help with three key areas of business planning: business continuation, executive compensation and retirement. We can help you unlock the value of your business to help you reach your goal of retiring without depleting the business’s capital.

Exploring Financial Strategies

We’ll work together on your toughest investment challenges – whether you need reliable income, protection from market volatility and other risks, or continuing your family legacy.

Protecting Your Family and Greatest Assets

Whether you are recently married, buying a house, taking care of a loved one or preparing to retire, each new stage of life is exciting and uncertain. Ensure you’re protected with life, auto, home, long-term care and disability insurance.


Financial Advisor

Prudential Advisors

July 2017 - Present | San Diego, CA

Relationship Manager

Merrill Lynch

January 2012 - January 2017 | Lincoln, RI

Relationship Consultant

Bank of America

April 2008 - January 2012 | Lincoln, RI

The Prudential Difference

  • Variable Annuities: CA, RI, WA
    Securities License: CA, IL, MA, RI, WA
    Variable Life Insurance: RI, WA(CA License #0L74560)
    Fixed Annuities: RI, WA(CA License #0L74560)
    Life Insurance: RI, WA(CA License #0L74560)

Nicholas Pavao offers financial planning and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Nicholas Pavao offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-201-6690

Check the background of this investment professional on FINRA’s BrokerCheck.