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Prudential Advisors is a brand name of The Prudential Insurance Company of America and its subsidiaries.

Securities products and services are offered through Pruco Securities, LLC, (PRUCO) (member SIPC).

Life insurance and annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and/or NJ) and Pruco Life Insurance Company of New Jersey (in NY and/or NJ). Financial planning and investment advisory services are offered through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Offering insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. All are Prudential Financial companies located in Newark, NJ and each is solely responsible for its own contractual financial obligations.

Disability income insurance, long-term care insurance, and health insurance are issued by unaffiliated insurers are sold through Prudential Insurance Agency, LLC (PIA). Availability varies by carrier and state.

Assurance IQ, a wholly-owned subsidiary of Prudential Financial, Inc., matches buyers with products such as life and health insurance and auto insurance, enabling them to make purchases online or through an agent. Neither Prudential Financial, Inc. nor Assurance IQ offers, underwrites, or administers health plans or health insurance policies. Not Affiliated with the US Government or Federal Medicare Program.

Prudential, the Prudential logo, and the Rock Symbol are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Site for U.S. persons.

Information contained on this site does not and is not intended to constitute an advertisement, solicitation or offer for sale in any jurisdiction, outside the United States of America, where such use would be prohibited or otherwise regulated.

Prudential and its representatives do not give legal or tax advice. Please consult your own advisors regarding your particular situation.

Prudential Financial, Inc. of the United States is not affiliated with Prudential plc, which is headquartered in the United Kingdom.

Pruco Life Insurance Company, an Arizona company - California COA # 3637. The Prudential Insurance Company of America - California COA # 1179. The Prudential Life Insurance Company of America Newark, NJ.

Securities and Insurance Products:
Not Insured by FDIC or any Federal Government Agency | May Lose Value | Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law. EEO IS THE LAW. The Prudential Insurance Company of America, Newark, NJ and its affiliates.

Prudential is an Employer that participates in E-Verify. See the E-Verify notice. Learn about your right to work.

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Howard Lau

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Howard Lau

My Focus Areas are Protecting Your Family, Saving for Retirement, Living in Retirement, Financial Strategy, Saving for Education and Small Business

Let's Talk

1990 North California - Ygnacio Center, Suite 180, Walnut Creek, California, 94596-3712
Phone Number 925-949-2948
Email Address howard.lau@prudential.com

Nothing compares to the feeling of helping a family or individual plan for their financial future.

I'm Most Proud Of: Hearing from clients about how our team helped improve their life. There's nothing better!

Solutions

Life Happens. Being prepared makes all the difference.

You have options when it comes to your financial future - no matter your life situation.

Living in Retirement

Discover how our annuity options can help you create income for retirement and may be right for your personal financial needs. A Traditional or Roth IRA can also be an option to help you save for the future with either tax-free growth or on a tax-deferred basis.

Protecting Your Family and Greatest Assets

Whether you are recently married, buying a house, taking care of a loved one or preparing to retire, each new stage of life is exciting and uncertain. Ensure you’re protected with life, auto, home, long-term care and disability insurance.

Saving for Retirement

Get help reaching your retirement goals on your terms with an annuity, 401(k) or IRA. An annuity can be a way to provide retirement income and defer year-end taxes, and an IRA and 401(k) give you options to save for the next phase of your life. See if one or all of these retirement vehicles are right for you.

The Prudential Difference

Licenses/Registration
- Variable Annuities: CA, TX
- Securities License: CA, TX
- Variable Life Insurance: (CA License #0M25656)( TX License #1779902)
- Fixed Annuities: (CA License #0M25656)( TX License #1779902)
- Life Insurance: (CA License #0M25656)( TX License #1779902)

Howard Lau offers investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Howard Lau offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255 For information on fees, refer to: Pruco Securities Form CRS (Prudential Advisors)Opens in a new window.

Check the background of this investment professional on FINRA’s BrokerCheck.

Howard Lau | Prudential Financial Advisor

Howard Lau

About Howard

About Howard

Solutions

Life Happens. Being prepared makes all the difference.

Living in Retirement

Protecting Your Family and Greatest Assets

Saving for Retirement

The Prudential Difference

Licenses/Registration

Howard Lau