Debra J Downs, MS, MBA

Financial Planner,

My Focus Areas are Protecting Your Family, Saving for Retirement, Living in Retirement, Financial Strategy, Saving for Education and Small Business

Languages spoken by this financial professional: English as my first language and conversational Spanish

Let's Talk

Debra J Downs, MS, MBA

Financial Planner

Let's Talkopens in a new window

Worried About Market Volatility?

If market volatility has you feeling worried, it’s important not to let emotions get in the way. There are some things you should consider that may help manage expectations when markets start moving.

About Debra J Downs, MS, MBA

As a Financial Professional with Prudential, I can help you with many of the financial questions you have - from evaluating insurance needs to helping you prepare for college costs or meeting your retirement goals. My promise: to work tirelessly to help you achieve your goals. At Prudential, we are dedicated to building and maintaining close relationships with our customers– relationships founded on trust, respect and integrity. No matter what stage of life you find yourself in, as a Prudential Financial Professional, I can help you find solutions to your financial challenges. So whether you're 'Just Starting Out,' 'Settling into Retirement,' or somewhere in between, let's discuss your current financial situation, goals and challenges – and together we can help you meet your challenges.

I'm Most Proud Of: Working closely with my clients to make the right recommendations to achieve their unique goals and dreams and hearing back from them about our mutual achievements.

Solutions

Life Happens. Being prepared makes all the difference.

You have options when it comes to your financial future - no matter your life situation.

Living in Retirement

Discover how our annuity options can help you create income for retirement and may be right for your personal financial needs. A Traditional or Roth IRA can also be an option to help you save for the future with either tax-free growth or on a tax-deferred basis.

Protecting Your Family and Greatest Assets

Whether you are recently married, buying a house, taking care of a loved one or preparing to retire, each new stage of life is exciting and uncertain. Ensure you’re protected with life, auto, home, long-term care and disability insurance.

Saving for Retirement

Get help reaching your retirement goals on your terms with an annuity, 401(k) or IRA. An annuity can be a way to provide retirement income and defer year-end taxes, and an IRA and 401(k) give you options to save for the next phase of your life. See if one or all of these retirement vehicles are right for you.

Experience

  • Financial Planner

    Prudential Advisors

    April 2010 - Present | Basking Ridge, NJ

    I earned a BA from Rowan University, and a MS in marketing and MBA in finance from New Jersey Institute of Technology. Formerly, I taught finance and economics as an adjunct professor at Seton Hall University, Stillman School of Business. I earned my RICP® certification in 2015 and financial planning in 2019.

The Prudential Difference

    • Property & Casualty: NJ, PA, VA
    • Variable Annuities: MA, NJ, PA, SC, VA
    • Securities License: NJ, PA, VA
    • Variable Life Insurance: MA, NJ, PA, SC, VA
    • Fixed Annuities: MA, NJ, PA, SC, VA
    • Life Insurance: MA, NJ, PA, SC, VA

Debra Downs offers financial planning and investment advisory services through Pruco Securities, LLC (Pruco), doing business as Prudential Financial Planning Services (PFPS), pursuant to separate client agreement. Debra Downs offers insurance and securities products and services as a registered representative of Pruco, and an agent of issuing insurance companies. 1-800-778-2255 For information on fees, refer to: Pruco Securities Form CRS (Prudential Advisors)Opens in a new window.

Check the background of this investment professional on FINRA’s BrokerCheck.