Protecting Against Risks to Physical and Financial Wellness

Critical illness insurance helps provide financial protection against direct and indirect out-of-pocket costs associated with a specified critical illness. Medical expenses are a leading cause of personal bankruptcy, and this voluntary coverage can help bridge the gap financially.


Featured Literature
Critical Illness White Paper
Critical Illness Protection: On the Road to Financial Wellness
This paper explores the role Critical Illness Insurance can play in helping to close health care coverage gaps and improve financial wellness in the event of a critical illness.

Download PDF (317 KB)
Critical Illness First Sale (Flyer)
Your employees get the coverage they need, filling a potential gap in their benefits.
A critical illness, such as cancer or heart attack, can have not only significant physical consequences, but financial consequences as well. A common misconception is that medical insurance will be adequate protection for the diagnosis of a critical condition. Critical Illness Insurance, a new Voluntary benefit from Prudential, gives employees the opportunity to purchase coverage at affordable, age-banded rates—helps to protect their financial wellness.

Download PDF (261 KB)
Critical Illness Summary (Flyer)
Strategies for adding Critical Illness Insurance to your benefits plan.
This flyer highlights the top five strategies to consider when adding Critical Illness Insurance to a company’s benefits program.

Download PDF (101 KB)

 

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This Critical Illness coverage is not comprehensive health insurance coverage (often referred to as "Major Medical Coverage").

It does not satisfy the individual mandate of the affordable care act. It does not meet the requirements of minimum essential coverage as defined by federal law.

Group Critical Illness Insurance coverage is a limited benefit policy issued by The Prudential Insurance Company of America, a Prudential Financial company, 751 Broad Street, Newark, NJ 07102. Prudential's Critical Illness Insurance is not a substitute for medical coverage that provides benefits for medical treatment, including hospital, surgical, and medical expenses and does not provide reimbursement for such expenses. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions which may apply. If there is a discrepancy between this document and the Booklet-Certificate/Group Contract issued by The Prudential Insurance Company of America, the Group Contract will govern. A more detailed description of the benefits, limitations, and exclusions applicable are contained in the Outline of Coverage provided at time of enrollment. Please contact Prudential for more information. Contract provisions may vary by state. Contract Series: 114774.


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