Insurance & Financial Services

Although each stage of life brings different financial challenges and goals, my commitment as your Prudential Advisors financial advisor to help you protect what matters most remains constant. Our products include life insurance policies, disability-income Insurance, long-term care insurance and property and casualty insurance to protect your assets and manage your risk.


For investment and retirement planning needs we offer annuities, IRAs, mutual funds and managed money accounts. In addition to solving individual financial challenges I help businesses solve financial challenges every day through business continuation funding, executive compensation funding and key person insurance.


Asset Protection and Risk Management

Life Insurance

Life insurance is an important part of a sound financial strategy. It provides a valuable death benefit to your beneficiaries upon your death. Your beneficiaries can then use this money to replace some of the income you would have earned or to help pay off debts or other expenses. A Prudential financial professional can help you determine the type or types of life insurance best suited to your needs. By discussing and analyzing many factors, including your budget, the amount of coverage you need, and the length of time you'd like the coverage to last, he or she will help you find the right choice for you.

Property and Casualty Insurance
Your Prudential financial professional provides a wide range of property and liability protection products through other companies and can work with you to determine the protection level best suited to you. Whether you need protection for your auto, home, apartment, RV, watercraft, your business, other valuable items, or extra personal liability insurance, your Prudential financial professional can help you meet your insurance protection needs.

Investments and Retirement Planning Needs

IRAs

Whether consolidating several IRAs into one, rolling a lump-sum distribution into an IRA to maintain tax-deferred status, or simply organizing your distributions, an IRA offers convenience and ease of money management. Contact your Prudential financial professional to find out which IRA best suits your financial goals.

Annuities
Turn Challenges into Opportunities.
It's your investments' turn to do the hard work.


Whether you’re newly retired, getting ready to retire, or laying the foundation of your financial future, a good plan with the right strategies can help you meet the financial challenges you’ll face on your journey to your retirement. Our range of solutions can help give you the control and confidence you may need. Variable annuities have been around for some time, but our unpredictable market has given investors all the more reason to consider them as part of an overall retirement portfolio.

When you seek income growth & protection: Prudential Premier Retirement variable annuity with the Highest Daily Lifetime Income v3.0 optional living benefit

When you seek more predictable income: Prudential Defined Income Variable Annuity

When you seek tax-efficient growth: Prudential Premier® Investment Variable Annuity



Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Financial companies and each is solely responsible for its own financial condition and contractual obligations. Prudential Annuities is a business of Prudential Financial, Inc.

Investment returns and the principal value of an investment will fluctuate so that an investor’s units, when redeemed, may be worth more or less than the original investment. Withdrawals or surrenders may be subject to contingent deferred sales charges.

Prudential Annuities and its distributors and representatives do not provide tax, accounting, or legal advice. Please consult your own attorney or accountant.

Issued on contract: P-OB/IND(5/14), P-OC/IND(5/14), P-BBND(2/13), P-BLX/IND(2/10) and P-CR/IND(2/10) et al. or state variation thereof. Issued on rider: P-RID-ROP(5/14), P-RID-LI-DB(5/14) and P-RID-HD(2/14)et al. or state variation thereof.

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The COMMAND Account

COMMAND - Prudential's Premier Brokerage Account

Many people manage multiple accounts, i.e., separate checking and investment accounts. Some may even have accounts with several financial institutions. This is where COMMAND can assist you. COMMAND is Prudential’s premier brokerage account. It combines the features of an investment account with the flexibility of cash management. Since every investor has different goals, you choose which services fit your ever-changing lifestyle.

Business Planning Needs

Business Continuation Funding

Countless businesses have been reduced to a fraction of their value following the death or disability of one of the owners. The skill, knowledge, ability, judgment, leadership, and experience of a business’s key people make it possible for a business to produce profits. The loss of the talents of key employees, owners or otherwise, can financially cripple a company.


Consider: (1) What could happen to your business if something prevented you from returning to work, or you lost one of your key employees? (2) Would your business continue to run smoothly or would projects be stalled, customers lost, and productivity reduced? (3) Would creditors become nervous about continuing to extend credit? (4) How would the loss affect the bottom line of your business?


Regardless of your business structure, you need to help make sure that the business and your family are protected in case of your death or disability or that of another owner. Your Prudential financial professional can help with strategies focused on your successful business.

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