The baby boomers are the largest generation in America's history. And now they are starting to retire.

Employers with retiree life insurance benefits have to think long and hard about how they're going to cover the rising premium costs. And how they're going to cope with complex administration.

At Prudential, we offer innovative solutions that can help employers address these escalating challenges. From removing or offsetting liabilities to making these benefits available on a voluntary basis, our Retiree Life Insurance Solutions make it possible for them to keep top talent and keep their promise to retiring employees.

Featured Literature

Retiree Life Buyout White Paper
	A Risk Financing Solution for Retiree Life Insurance. By transferring the liability of employer-paid life insurance for retirees, companies can improve their appeal in the marketplace and divest themselves of some of the administrative tasks that come with managing retiree life benefits. (98 KB)

Group Universal Life (GUL) Insurance Flyer
	Provide employees with value-added protection. GUL doesn't just provide your employees with life insurance protection-it's packed with value-added features. With GUL, employees get coverage that can be continued after employment ends. Plus, they have the opportunity to earn a fixed rate of return on their investments. (656 KB)

Executive Group Variable Universal Life (GVUL) Insurance Flyer
	Reward executives with life insurance, plus. Prudential knows you need solutions that provide quality benefits to highly compensated employees. Executive Group Variable Universal Life Insurance combines permanent insurance with investment opportunities to help protect executives and their families. (279 KB)

Voluntary Retiree Reducing Term Flyer
	Meeting the Growing Need for Retiree Benefits. As the retiree population grows, there will be a growing need for affordable and easy-to-obtain life insurance options. Voluntary Retiree Reducing Term Life Insurance is retiree life coverage that can be offered at no employer cost or added administrative burden. (358 KB)

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For variable products, investors should consider the contract and the underlying portfolio's investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and underlying portfolio prospectus contain information relating to investment objectives, risks, and charges and expenses as well as other important information. Contact your licensed financial professional for the prospectus. You should be sure to read the prospectus carefully before investing.

Group Life and Group Universal Life Insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. (Contract Series: 89759) Group Variable Universal Life Insurance is distributed by Prudential Investment Management Services LLC, and is offered through Pruco Securities LLC. All are Prudential Financial companies located in Newark, NJ.

Group Insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions which may apply.

California COA #1179 NAIC Code #68241

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0217773-00001-00

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